CM.comSTU:2DS +1.13%57 Days Payable is 64.03 as of Dec. 2025, which is 2% below its 10-year median of 65.14. GuruFocus rates STU:2DS with a GF Score™ of 57/100 and a GF Value™ of €6.03 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 2,601 Software companies, CM.com ranks better than 59.78% on this metric.
CM.com's average Accounts Payable for the
six
months ended in Dec. 2025 was €33.0 Mil. CM.com's Cost of Goods Sold for the
six
months ended in Dec. 2025 was €94.1 Mil.
Hence, CM.com's Days Payable for the
six
months ended in Dec. 2025 was 64.03.
The historical rank and industry rank for CM.com's Days Payable or its related term are showing as below:
STU:2DS'
s Days Payable Range Over the Past 10 Years
Min: 16.8 Med: 65.14 Max: 174.3
Current: 73.97
During the past 8 years, CM.com's highest Days Payable was 174.30. The lowest was 16.80. And the median was 65.14.
STU:2DS's Days Payable is ranked better than 59.78% of 2601
companies
in the Software industry
Industry Median: 54.01
vs STU:2DS: 73.97
CM.com's Days Payable
declined
from Dec. 2024 (74.83) to Dec. 2025 (64.03).
It may suggest that CM.comaccelerated paying its suppliers.
CM.com Days Payable Related Terms
CM.com Days Payable Historical Data
* Premium members only.
The historical data trend for CM.com's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:2DS vs UBER, SHOP, CRM: Days Payable Comparison
For the Software - Application subindustry, CM.com's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CM.com Days Payable vs Software Industry
For the Software industry and Technology sector, CM.com's Days Payable distribution charts can be found below:
* The bar in red indicates where CM.com's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
CM.com's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CM.com (STU:2DS) has a Days Payable of 64.03 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CM.com and its competitors. This is near median its historical median of 65.14. Over the past decade, CM.com's Days Payable has ranged from 16.80 to 174.30. According to the industry distribution chart, CM.com ranks #1046 out of 2601 companies in the Software industry, placing it in the top 40.2%.
Is CM.com's Days Payable too high?
CM.com's current Days Payable of 64.03 is near median its 10-year median of 65.14. Over the past 10 years, this metric has ranged from a low of 16.80 to a high of 174.30. The Software industry median Days Payable is 54.01. CM.com's value of 64.03 is 18.6% above this industry median. Based on the distribution chart, CM.com ranks #1046 out of 2601 companies in the Software industry, which is above the industry midpoint. Overall, CM.com has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CM.com's Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, CM.com ranks #1046 out of 2601 companies for Days Payable. This puts CM.com in the upper half of its industry. The industry median Days Payable is 54.01. CM.com's value of 64.03 is 18.6% above this benchmark. Historically, CM.com's own Days Payable has ranged from 16.80 to 174.30 over the past decade. While the company's 10-year median is 65.14 vs. the industry median of 54.01, CM.com has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.01, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CM.com's current Days Payable of 64.03 is 18.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CM.com and its competitors. For the Software industry, the median Days Payable is 54.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CM.com's current Days Payable is 64.03, which is near median its own 10-year median of 65.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CM.com stock overvalued right now?
Based on GuruFocus' analysis, CM.com (STU:2DS) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.03, compared to a current price of €7.14 — trading 18.4% above its estimated fair value. The current Days Payable is 64.03, which is near median its 10-year median of 65.14 and 18.6% above the Software industry median of 54.01. CM.com's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For CM.com (STU:2DS), the current Days Payable is 64.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CM.com (STU:2DS) Overvalued in 2026?
Based on GuruFocus' analysis, CM.com stock appears to be overvalued.
The current stock price of €7.14 is trading 18.4% above its estimated GF Value™ of €6.03.
GuruFocus considers CM.com to be Modestly Overvalued.
Key valuation signals for STU:2DS:
Days Payable: 64.03 (near median its 10-year median of 65.14)
GF Value™: €6.03 vs. price of €7.14 (18.4% above fair value)
Industry Position: 18.6% above the Software median (#1046 of 2601)
No single metric tells the full story. See the STU:2DS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CM.com provides cloud software for conversational commerce that enables businesses to deliver a superior customer experience. Its operating segments consist of Connect, Engage, Pay, and Live. Connect consists of omnichannel messaging (such as Bulk SMS, WhatsApp, Apple Business Chat, and RCS) and voice services that form part of CM.com's core service offering. Engage consists of a portfolio of services that contribute to the optimization of its clients' mobile business journey with their (potential) clients. Pay consists of online and in-person payments and settlement and start-rate fees, hardware sales, and service-level agreements. Live involves ticketing and related services. The company derives maximum revenue from the Connect Segment.
57GF Score
Get the complete analysis for STU:2DS
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:2DS has been successfully added to your 
