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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. CM.com's retained earnings for the quarter that ended in Dec. 2025 was €-131.7 Mil.
CM.com's quarterly retained earnings
increased
from Dec. 2024 (€-133.2 Mil) to Jun. 2025 (€-126.9 Mil) but then
declined
from Jun. 2025 (€-126.9 Mil) to Dec. 2025 (€-131.7 Mil).
CM.com's annual retained earnings
declined
from Dec. 2023 (€-113.5 Mil) to Dec. 2024 (€-133.2 Mil) but then
increased
from Dec. 2024 (€-133.2 Mil) to Dec. 2025 (€-131.7 Mil).
CM.com (STU:2DS) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
CM.com Retained Earnings Historical Data
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The historical data trend for CM.com's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of €-131.7 Mil mean?
CM.com (STU:2DS) has a Retained Earnings of €-131.7 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on CM.com and its competitors.
Is CM.com's Retained Earnings too high?
CM.com's current Retained Earnings is €-131.7 Mil. Overall, CM.com has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CM.com's Retained Earnings compare to UBER and SHOP?
CM.com's Retained Earnings of €-131.7 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on CM.com and its competitors. CM.com's current Retained Earnings is €-131.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CM.com stock overvalued right now?
Based on GuruFocus' analysis, CM.com (STU:2DS) is currently considered Modestly Overvalued. The stock's GF Value™ is €5.97, compared to a current price of €6.92 — trading 15.9% above its estimated fair value. The current Retained Earnings is €-131.7 Mil. CM.com's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For CM.com (STU:2DS), the current Retained Earnings is €-131.7 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CM.com (STU:2DS) Overvalued in 2026?
Based on GuruFocus' analysis, CM.com stock appears to be overvalued.
The current stock price of €6.92 is trading 15.9% above its estimated GF Value™ of €5.97.
GuruFocus considers CM.com to be Modestly Overvalued.
Key valuation signals for STU:2DS:
Retained Earnings: €-131.7 Mil
GF Value™: €5.97 vs. price of €6.92 (15.9% above fair value)
No single metric tells the full story. See the STU:2DS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CM.com provides cloud software for conversational commerce that enables businesses to deliver a superior customer experience. Its operating segments consist of Connect, Engage, Pay, and Live. Connect consists of omnichannel messaging (such as Bulk SMS, WhatsApp, Apple Business Chat, and RCS) and voice services that form part of CM.com's core service offering. Engage consists of a portfolio of services that contribute to the optimization of its clients' mobile business journey with their (potential) clients. Pay consists of online and in-person payments and settlement and start-rate fees, hardware sales, and service-level agreements. Live involves ticketing and related services. The company derives maximum revenue from the Connect Segment.
60GF Score
Get the complete analysis for STU:2DS
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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