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SBF AGSTU:CY1K -0.33%81 Days Payable is 23.19 as of Dec. 2025, which is 2% below its 10-year median of 23.61. GuruFocus rates STU:CY1K with a GF Score™ of 81/100 and a GF Value™ of €4.79 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 969 Transportation companies, SBF AG ranks worse than 70.69% on this metric.
SBF AG's average Accounts Payable for the
six
months ended in Dec. 2025 was €1.90 Mil. SBF AG's Cost of Goods Sold for the
six
months ended in Dec. 2025 was €14.94 Mil.
Hence, SBF AG's Days Payable for the
six
months ended in Dec. 2025 was 23.19.
The historical rank and industry rank for SBF AG's Days Payable or its related term are showing as below:
STU:CY1K'
s Days Payable Range Over the Past 10 Years
Min: 9.61 Med: 23.61 Max: 48.58
Current: 25.06
During the past 13 years, SBF AG's highest Days Payable was 48.58. The lowest was 9.61. And the median was 23.61.
STU:CY1K's Days Payable is ranked worse than 70.69% of 969
companies
in the Transportation industry
Industry Median: 38.61
vs STU:CY1K: 25.06
SBF AG's Days Payable
declined
from Dec. 2024 (28.99) to Dec. 2025 (23.19).
It may suggest that SBF AGaccelerated paying its suppliers.
SBF AG Days Payable Related Terms
SBF AG Days Payable Historical Data
* Premium members only.
The historical data trend for SBF AG's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:CY1K vs UNP, CSX, NSC: Days Payable Comparison
For the Railroads subindustry, SBF AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBF AG Days Payable vs Transportation Industry
For the Transportation industry and Industrials sector, SBF AG's Days Payable distribution charts can be found below:
* The bar in red indicates where SBF AG's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
SBF AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBF AG (STU:CY1K) has a Days Payable of 23.19 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SBF AG and its competitors. This is near median its historical median of 23.61. Over the past decade, SBF AG's Days Payable has ranged from 9.61 to 48.58. According to the industry distribution chart, SBF AG ranks #685 out of 969 companies in the Transportation industry, placing it in the top 70.7%.
Is SBF AG's Days Payable too high?
SBF AG's current Days Payable of 23.19 is near median its 10-year median of 23.61. Over the past 10 years, this metric has ranged from a low of 9.61 to a high of 48.58. The Transportation industry median Days Payable is 38.61. SBF AG's value of 23.19 is 39.9% below this industry median. Based on the distribution chart, SBF AG ranks #685 out of 969 companies in the Transportation industry, which is below the industry midpoint. Overall, SBF AG has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBF AG's Days Payable compare to UNP and CSX?
According to the Transportation industry distribution chart, SBF AG ranks #685 out of 969 companies for Days Payable. This places SBF AG in the lower half of its industry. The industry median Days Payable is 38.61. SBF AG's value of 23.19 is 39.9% below this benchmark. Historically, SBF AG's own Days Payable has ranged from 9.61 to 48.58 over the past decade. While the company's 10-year median is 23.61 vs. the industry median of 38.61, SBF AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Transportation company?
The median Days Payable among Transportation companies is 38.61, based on 969 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBF AG's current Days Payable of 23.19 is 39.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SBF AG and its competitors. For the Transportation industry, the median Days Payable is 38.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBF AG's current Days Payable is 23.19, which is near median its own 10-year median of 23.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBF AG stock overvalued right now?
Based on GuruFocus' analysis, SBF AG (STU:CY1K) is currently considered Significantly Undervalued. The stock's GF Value™ is €4.79, compared to a current price of €3.03 — trading 36.7% below its estimated fair value. The current Days Payable is 23.19, which is near median its 10-year median of 23.61 and 39.9% below the Transportation industry median of 38.61. SBF AG's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For SBF AG (STU:CY1K), the current Days Payable is 23.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBF AG (STU:CY1K) Overvalued in 2026?
Based on GuruFocus' analysis, SBF AG stock appears to be undervalued.
The current stock price of €3.03 is trading 36.7% below its estimated GF Value™ of €4.79.
GuruFocus considers SBF AG to be Significantly Undervalued.
Key valuation signals for STU:CY1K:
Days Payable: 23.19 (near median its 10-year median of 23.61)
GF Value™: €4.79 vs. price of €3.03 (36.7% below fair value)
Industry Position: 39.9% below the Transportation median (#685 of 969)
No single metric tells the full story. See the STU:CY1K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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