SBF AG (STU:CY1K) Interest Coverage: 0 (At Loss) (As of Dec. 2025)

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STU:CY1K SBF AG STU:CY1K
81 GF Score
Price €3.03
GF Value €4.69
Valuation Significantly Undervalued
! 2 Warning Signs
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What is SBF AG Interest Coverage?

SBF AG STU:CY1K -0.33% 81 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates STU:CY1K with a GF Score™ of 81/100 and a GF Value™ of €4.69 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 841 Transportation companies, SBF AG ranks worse than 118905.95% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SBF AG's Operating Income for the six months ended in Dec. 2025 was €-0.28 Mil. SBF AG's Interest Expense for the six months ended in Dec. 2025 was €-0.23 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for SBF AG's Interest Coverage or its related term are showing as below:


STU:CY1K's Interest Coverage is not ranked *
in the Transportation industry.
Industry Median: 5.68
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SBF AG  (STU:CY1K) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SBF AG Interest Coverage Related Terms


SBF AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for SBF AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SBF AG Interest Coverage Chart

SBF AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.79 0.12 0.00 0.00 0.00

SBF AG Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

STU:CY1K vs UNP, CSX, NSC: Interest Coverage Comparison

For the Railroads subindustry, SBF AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBF AG Interest Coverage vs Transportation Industry

For the Transportation industry and Industrials sector, SBF AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SBF AG's Interest Coverage falls into.


STU:CY1K
81GF Score
SBF AG STU:CY1K
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SBF AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SBF AG's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, SBF AG's Interest Expense was €-0.52 Mil. Its Operating Income was €-0.51 Mil. And its Long-Term Debt & Capital Lease Obligation was €7.04 Mil.

SBF AG did not have earnings to cover the interest expense.

SBF AG's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, SBF AG's Interest Expense was €-0.23 Mil. Its Operating Income was €-0.28 Mil. And its Long-Term Debt & Capital Lease Obligation was €7.04 Mil.

SBF AG did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
SBF AG (STU:CY1K) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SBF AG and its competitors. According to the industry distribution chart, SBF AG ranks #999999 out of 841 companies in the Transportation industry.
Is SBF AG's Interest Coverage too high?
SBF AG's current Interest Coverage is 0 (At Loss). Based on the distribution chart, SBF AG ranks #999999 out of 841 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, SBF AG has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBF AG's Interest Coverage compare to UNP and CSX?
According to the Transportation industry distribution chart, SBF AG ranks #999999 out of 841 companies for Interest Coverage. This places SBF AG in the lower half of its industry. The industry median Interest Coverage is 5.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Transportation company?
The median Interest Coverage among Transportation companies is 5.68, based on 841 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SBF AG and its competitors. For the Transportation industry, the median Interest Coverage is 5.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBF AG's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBF AG stock overvalued right now?
Based on GuruFocus' analysis, SBF AG (STU:CY1K) is currently considered Significantly Undervalued. The stock's GF Value™ is €4.69, compared to a current price of €3.03 — trading 35.4% below its estimated fair value. The current Interest Coverage is 0 (At Loss). SBF AG's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SBF AG (STU:CY1K), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBF AG (STU:CY1K) Overvalued in 2026?

Based on GuruFocus' analysis, SBF AG stock appears to be undervalued. The current stock price of €3.03 is trading 35.4% below its estimated GF Value™ of €4.69. GuruFocus considers SBF AG to be Significantly Undervalued.

Key valuation signals for STU:CY1K:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €4.69 vs. price of €3.03 (35.4% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the STU:CY1K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBF AG Business Description

Other Exchanges CY1K:Germany
Address Zaucheweg 4, Leipzig, DEU, 04316
SBF AG is engaged in providing ceiling, lighting and air ducting systems for the railways.
81GF Score

Get the complete analysis for STU:CY1K

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.03
Price
€4.69
GF Value