TextWAR:TXT +2.13%94 Days Payable is 34.49 as of Mar. 2026, which is 50% below its 10-year median of 68.31. GuruFocus rates WAR:TXT with a GF Score™ of 94/100 and a GF Value™ of zł58.27 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 2,601 Software companies, Text ranks worse than 64.09% on this metric.
Text's average Accounts Payable for the
three
months ended in Mar. 2026 was zł9.8 Mil. Text's Cost of Goods Sold for the
three
months ended in Mar. 2026 was zł26.0 Mil.
Hence, Text's Days Payable for the
three
months ended in Mar. 2026 was 34.49.
The historical rank and industry rank for Text's Days Payable or its related term are showing as below:
WAR:TXT'
s Days Payable Range Over the Past 10 Years
Min: 34.12 Med: 68.31 Max: 102.09
Current: 34.12
During the past 13 years, Text's highest Days Payable was 102.09. The lowest was 34.12. And the median was 68.31.
WAR:TXT's Days Payable is ranked worse than 64.09% of 2601
companies
in the Software industry
Industry Median: 54.01
vs WAR:TXT: 34.12
Text's Days Payable
increased
from Mar. 2025 (25.76) to Mar. 2026 (34.49).
It may suggest that Textdelayed paying its suppliers.
Text Days Payable Related Terms
Text Days Payable Historical Data
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The historical data trend for Text's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:TXT vs UBER, SHOP, CRM: Days Payable Comparison
For the Software - Application subindustry, Text's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Text Days Payable vs Software Industry
For the Software industry and Technology sector, Text's Days Payable distribution charts can be found below:
* The bar in red indicates where Text's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Text's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Text (WAR:TXT) has a Days Payable of 34.49 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Text and its competitors. This is 50% below median its historical median of 68.31. Over the past decade, Text's Days Payable has ranged from 34.12 to 102.09. According to the industry distribution chart, Text ranks #1667 out of 2601 companies in the Software industry, placing it in the top 64.1%.
Is Text's Days Payable too high?
Text's current Days Payable of 34.49 is 50% below median its 10-year median of 68.31. Over the past 10 years, this metric has ranged from a low of 34.12 to a high of 102.09. The Software industry median Days Payable is 54.01. Text's value of 34.49 is 36.1% below this industry median. Based on the distribution chart, Text ranks #1667 out of 2601 companies in the Software industry, which is below the industry midpoint. Overall, Text has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Text's Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, Text ranks #1667 out of 2601 companies for Days Payable. This places Text in the lower half of its industry. The industry median Days Payable is 54.01. Text's value of 34.49 is 36.1% below this benchmark. Historically, Text's own Days Payable has ranged from 34.12 to 102.09 over the past decade. While the company's 10-year median is 68.31 vs. the industry median of 54.01, Text has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.01, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Text's current Days Payable of 34.49 is 36.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Text and its competitors. For the Software industry, the median Days Payable is 54.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Text's current Days Payable is 34.49, which is 50% below median its own 10-year median of 68.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Text stock overvalued right now?
Based on GuruFocus' analysis, Text (WAR:TXT) is currently considered Modestly Undervalued. The stock's GF Value™ is zł58.27, compared to a current price of zł43.10 — trading 26% below its estimated fair value. The current Days Payable is 34.49, which is 50% below median its 10-year median of 68.31 and 36.1% below the Software industry median of 54.01. Text's overall GF Score™ is 94/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Text (WAR:TXT), the current Days Payable is 34.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Text (WAR:TXT) Overvalued in 2026?
Based on GuruFocus' analysis, Text stock appears to be undervalued.
The current stock price of zł43.10 is trading 26% below its estimated GF Value™ of zł58.27.
GuruFocus considers Text to be Modestly Undervalued.
Key valuation signals for WAR:TXT:
Days Payable: 34.49 (50% below median its 10-year median of 68.31)
GF Value™: zł58.27 vs. price of zł43.10 (26% below fair value)
Industry Position: 36.1% below the Software median (#1667 of 2601)
No single metric tells the full story. See the WAR:TXT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Text SA is a Poland-based company engaged in world-wide AI sales and customer service software. It is offering products in a SaaS model. The company automates customer service at scale by analyzing and enriching text communication. The group has developed multiple products: Text, an AI-powered customer communication suite; LiveChat, a live chat product that allows businesses to communicate with website visitors in real time. ChatBot, a platform for building and managing conversational AI chatbots; HelpDesk, an online ticketing system; KnowledgeBase, a knowledge management platform; OpenWidget, a website widget tool.
94GF Score
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