Text (WAR:TXT) Scaled Net Operating Assets: 0.26 (As of Mar. 2026)


WAR:TXT Text SA WAR:TXT
87 GF Score
Price zł43.10
GF Value zł58.27
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Text Scaled Net Operating Assets?

Text WAR:TXT +2.13% 87 Scaled Net Operating Assets is 0.26 as of Mar. 2026. GuruFocus rates WAR:TXT with a GF Score™ of 87/100 and a GF Value™ of zł58.27 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Text's operating assets for the quarter that ended in Mar. 2026 was zł133.1 Mil. Text's operating liabilities for the quarter that ended in Mar. 2026 was zł82.7 Mil. Text's Total Assets for the quarter that ended in Dec. 2025 was zł196.8 Mil. Therefore, Text's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.26.

Text Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Text's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Text Scaled Net Operating Assets Chart

Text Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.16 0.21 0.30 0.22

Text Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.28 0.30 0.32 0.26

WAR:TXT vs UBER, SHOP, CRM: Scaled Net Operating Assets Comparison

For the Software - Application subindustry, Text's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Text Scaled Net Operating Assets vs Software Industry

For the Software industry and Technology sector, Text's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Text's Scaled Net Operating Assets falls into.


WAR:TXT
87GF Score
Text SA WAR:TXT
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Text Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Text's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(133.143-82.666)/226.705
=0.22

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=195.923 - 62.78
=133.143

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=85.958 - 3.292 - 0
=82.666

Text's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(133.143-82.666)/196.798
=0.26

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=195.923 - 62.78
=133.143

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=85.958 - 3.292 - 0
=82.666

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.26 mean?
Text (WAR:TXT) has a Scaled Net Operating Assets of 0.26 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Text and its competitors.
Is Text's Scaled Net Operating Assets too high?
Text's current Scaled Net Operating Assets is 0.26. Overall, Text has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Text's Scaled Net Operating Assets compare to UBER and SHOP?
Text's Scaled Net Operating Assets of 0.26 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Software company?
A good Scaled Net Operating Assets depends on the Software industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Text and its competitors. Text's current Scaled Net Operating Assets is 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Text stock overvalued right now?
Based on GuruFocus' analysis, Text (WAR:TXT) is currently considered Modestly Undervalued. The stock's GF Value™ is zł58.27, compared to a current price of zł43.10 — trading 26% below its estimated fair value. The current Scaled Net Operating Assets is 0.26. Text's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Text (WAR:TXT), the current Scaled Net Operating Assets is 0.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Text (WAR:TXT) Overvalued in 2026?

Based on GuruFocus' analysis, Text stock appears to be undervalued. The current stock price of zł43.10 is trading 26% below its estimated GF Value™ of zł58.27. GuruFocus considers Text to be Modestly Undervalued.

Key valuation signals for WAR:TXT:

  • Scaled Net Operating Assets: 0.26
  • GF Value™: zł58.27 vs. price of zł43.10 (26% below fair value)
  • GF Score™: 87/100 with 6 warning signs

No single metric tells the full story. See the WAR:TXT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Text Business Description

Other Exchanges LCHTF:USA886:Germany
Address ul. Zwycieska 47, Wroclaw, POL, 53-033
Text SA is a Poland-based company engaged in world-wide AI sales and customer service software. It is offering products in a SaaS model. The company automates customer service at scale by analyzing and enriching text communication. The group has developed multiple products: Text, an AI-powered customer communication suite; LiveChat, a live chat product that allows businesses to communicate with website visitors in real time. ChatBot, a platform for building and managing conversational AI chatbots; HelpDesk, an online ticketing system; KnowledgeBase, a knowledge management platform; OpenWidget, a website widget tool.
87GF Score

Get the complete analysis for WAR:TXT

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł43.10
Price
zł58.27
GF Value