CarrerasXJAM:CAR -1.17%76 Days Payable is 3.53 as of Dec. 2025, which is 15% above its 10-year median of 3.06. GuruFocus rates XJAM:CAR with a GF Score™ of 76/100 and a GF Value™ of JMD12.99 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 47 Tobacco Products companies, Carreras ranks worse than 100% on this metric.
Carreras's average Accounts Payable for the
six
months ended in Dec. 2025 was JMD87 Mil. Carreras's Cost of Goods Sold for the
six
months ended in Dec. 2025 was JMD8,958 Mil.
Hence, Carreras's Days Payable for the
six
months ended in Dec. 2025 was 1.77.
The historical rank and industry rank for Carreras's Days Payable or its related term are showing as below:
XJAM:CAR'
s Days Payable Range Over the Past 10 Years
Min: 1.96 Med: 3.06 Max: 70.61
Current: 3.53
During the past 13 years, Carreras's highest Days Payable was 70.61. The lowest was 1.96. And the median was 3.06.
XJAM:CAR's Days Payable is ranked worse than 100% of 47
companies
in the Tobacco Products industry
Industry Median: 54
vs XJAM:CAR: 3.53
Carreras's Days Payable
increased
from Mar. 2023 (1.96) to Dec. 2025 (3.53).
It may suggest that Carrerasdelayed paying its suppliers.
Carreras Days Payable Related Terms
Carreras Days Payable Historical Data
* Premium members only.
The historical data trend for Carreras's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Tobacco subindustry, Carreras's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Carreras Days Payable vs Tobacco Products Industry
For the Tobacco Products industry and Consumer Defensive sector, Carreras's Days Payable distribution charts can be found below:
* The bar in red indicates where Carreras's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Carreras's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Carreras (XJAM:CAR) has a Days Payable of 3.53 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Carreras and its competitors. This is 15% above median its historical median of 3.06. Over the past decade, Carreras' Days Payable has ranged from 1.96 to 70.61. According to the industry distribution chart, Carreras ranks #47 out of 47 companies in the Tobacco Products industry.
Is Carreras' Days Payable too high?
Carreras' current Days Payable of 3.53 is 15% above median its 10-year median of 3.06. Over the past 10 years, this metric has ranged from a low of 1.96 to a high of 70.61. The Tobacco Products industry median Days Payable is 54.00. Carreras' value of 3.53 is 93.5% below this industry median. Based on the distribution chart, Carreras ranks #47 out of 47 companies in the Tobacco Products industry, which is in the bottom quartile relative to peers. Overall, Carreras has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Carreras' Days Payable compare to PM and MO?
According to the Tobacco Products industry distribution chart, Carreras ranks #47 out of 47 companies for Days Payable. This places Carreras in the lower half of its industry. The industry median Days Payable is 54.00. Carreras' value of 3.53 is 93.5% below this benchmark. Historically, Carreras' own Days Payable has ranged from 1.96 to 70.61 over the past decade. While the company's 10-year median is 3.06 vs. the industry median of 54.00, Carreras has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Tobacco Products company?
The median Days Payable among Tobacco Products companies is 54.00, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Carreras's current Days Payable of 3.53 is 93.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Carreras and its competitors. For the Tobacco Products industry, the median Days Payable is 54.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Carreras's current Days Payable is 3.53, which is 15% above median its own 10-year median of 3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carreras stock overvalued right now?
Based on GuruFocus' analysis, Carreras (XJAM:CAR) is currently considered Significantly Overvalued. The stock's GF Value™ is JMD12.99, compared to a current price of JMD27.84 — trading 114.3% above its estimated fair value. The current Days Payable is 3.53, which is 15% above median its 10-year median of 3.06 and 93.5% below the Tobacco Products industry median of 54.00. Carreras' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Carreras (XJAM:CAR), the current Days Payable is 3.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Carreras (XJAM:CAR) Overvalued in 2026?
Based on GuruFocus' analysis, Carreras stock appears to be overvalued.
The current stock price of JMD27.84 is trading 114.3% above its estimated GF Value™ of JMD12.99.
GuruFocus considers Carreras to be Significantly Overvalued.
Key valuation signals for XJAM:CAR:
Days Payable: 3.53 (15% above median its 10-year median of 3.06)
GF Value™: JMD12.99 vs. price of JMD27.84 (114.3% above fair value)
Industry Position: 93.5% below the Tobacco Products median (#47 of 47)
No single metric tells the full story. See the XJAM:CAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Carreras Ltd is a marketer and distributor of cigarettes and tobacco-related products in Jamaica. The company markets and distributes various brands of cigarettes, including Craven A and Matterhorn. The group's activities are limited to the distribution of cigarettes to Jamaican consumers, operating in a single segment.
76GF Score
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