Carreras (XJAM:CAR) Return-on-Tangible-Asset: 81.58% (As of Dec. 2025) — Near Median

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XJAM:CAR Carreras Ltd XJAM:CAR
73 GF Score
Price JMD36.21
GF Value JMD13.09
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Carreras Return-on-Tangible-Asset?

Carreras XJAM:CAR +4.26% 73 Return-on-Tangible-Asset is 81.58% as of Dec. 2025, which is 2% below its 10-year median of 83.47. GuruFocus rates XJAM:CAR with a GF Score™ of 73/100 and a GF Value™ of JMD13.09 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 49 Tobacco Products companies, Carreras ranks better than 97.96% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Carreras's annualized Net Income for the quarter that ended in Dec. 2025 was JMD6,597 Mil. Carreras's average total tangible assets for the quarter that ended in Dec. 2025 was JMD8,086 Mil. Therefore, Carreras's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 81.58%.

The historical rank and industry rank for Carreras's Return-on-Tangible-Asset or its related term are showing as below:

XJAM:CAR' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 60.82   Med: 83.47   Max: 96.5
Current: 81.58

During the past 13 years, Carreras's highest Return-on-Tangible-Asset was 96.50%. The lowest was 60.82%. And the median was 83.47%.

XJAM:CAR's Return-on-Tangible-Asset is ranked better than
97.96% of 49 companies
in the Tobacco Products industry
Industry Median: 10.52 vs XJAM:CAR: 81.58

Carreras  (XJAM:CAR) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Carreras Return-on-Tangible-Asset Related Terms


Carreras Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Carreras's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Carreras Return-on-Tangible-Asset Chart

Carreras Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 80.36 79.09 67.77 86.96 81.58

Carreras Semi-Annual Data
Mar10 Mar11 Mar12 Mar13 Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Dec24 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 80.36 79.09 67.77 86.96 81.58

XJAM:CAR vs PM, MO, TPB: Return-on-Tangible-Asset Comparison

For the Tobacco subindustry, Carreras's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carreras Return-on-Tangible-Asset vs Tobacco Products Industry

For the Tobacco Products industry and Consumer Defensive sector, Carreras's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Carreras's Return-on-Tangible-Asset falls into.


XJAM:CAR
73GF Score
Carreras Ltd XJAM:CAR
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Carreras Return-on-Tangible-Asset Calculation

Carreras's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=6596.867/( (8828.241+7344.438)/ 2 )
=6596.867/8086.3395
=81.58 %

Carreras's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=6596.867/( (8828.241+7344.438)/ 2 )
=6596.867/8086.3395
=81.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is one times the annual (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of 81.58% mean?
Carreras (XJAM:CAR) has a Return-on-Tangible-Asset of 81.58% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Carreras and its competitors. This is near median its historical median of 83.47. Over the past decade, Carreras' Return-on-Tangible-Asset has ranged from 60.82 to 96.50. According to the industry distribution chart, Carreras ranks #1 out of 49 companies in the Tobacco Products industry, placing it in the top 2%.
Is Carreras' Return-on-Tangible-Asset too high?
Carreras' current Return-on-Tangible-Asset of 81.58% is near median its 10-year median of 83.47. Over the past 10 years, this metric has ranged from a low of 60.82 to a high of 96.50. The Tobacco Products industry median Return-on-Tangible-Asset is 10.52. Carreras' value of 81.58% is 675.5% above this industry median. Based on the distribution chart, Carreras ranks #1 out of 49 companies in the Tobacco Products industry, which is in the top quartile — a strong position relative to peers. Overall, Carreras has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Carreras' Return-on-Tangible-Asset compare to PM and MO?
According to the Tobacco Products industry distribution chart, Carreras ranks #1 out of 49 companies for Return-on-Tangible-Asset. This places Carreras in the top 2% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 10.52. Carreras' value of 81.58% is 675.5% above this benchmark. Historically, Carreras' own Return-on-Tangible-Asset has ranged from 60.82 to 96.50 over the past decade. While the company's 10-year median is 83.47 vs. the industry median of 10.52, Carreras has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Tobacco Products company?
The median Return-on-Tangible-Asset among Tobacco Products companies is 10.52, based on 49 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Carreras's current Return-on-Tangible-Asset of 81.58% is 675.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Carreras and its competitors. For the Tobacco Products industry, the median Return-on-Tangible-Asset is 10.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Carreras's current Return-on-Tangible-Asset is 81.58%, which is near median its own 10-year median of 83.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carreras stock overvalued right now?
Based on GuruFocus' analysis, Carreras (XJAM:CAR) is currently considered Significantly Overvalued. The stock's GF Value™ is JMD13.09, compared to a current price of JMD36.21 — trading 176.6% above its estimated fair value. The current Return-on-Tangible-Asset is 81.58%, which is near median its 10-year median of 83.47 and 675.5% above the Tobacco Products industry median of 10.52. Carreras' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Carreras (XJAM:CAR), the current Return-on-Tangible-Asset is 81.58% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carreras (XJAM:CAR) Overvalued in 2026?

Based on GuruFocus' analysis, Carreras stock appears to be overvalued. The current stock price of JMD36.21 is trading 176.6% above its estimated GF Value™ of JMD13.09. GuruFocus considers Carreras to be Significantly Overvalued.

Key valuation signals for XJAM:CAR:

  • Return-on-Tangible-Asset: 81.58% (near median its 10-year median of 83.47)
  • GF Value™: JMD13.09 vs. price of JMD36.21 (176.6% above fair value)
  • GF Score™: 73/100 with 7 warning signs
  • Industry Position: 675.5% above the Tobacco Products median (#1 of 49)

No single metric tells the full story. See the XJAM:CAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Carreras Business Description

Address 8 Automotive Parkway, Kingston, JAM, 20
Carreras Ltd is a marketer and distributor of cigarettes and tobacco-related products in Jamaica. The company markets and distributes various brands of cigarettes, including Craven A and Matterhorn. The group's activities are limited to the distribution of cigarettes to Jamaican consumers, operating in a single segment.
73GF Score

Get the complete analysis for XJAM:CAR

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD36.21
Price
JMD13.09
GF Value