Circle Internet Group (XSWX:CRCL) Days Payable: 13.12 (As of Mar. 2026) — 21% Below Median


XSWX:CRCL Circle Internet Group Inc XSWX:CRCL
40 GF Score
Price CHF53.05
! 4 Warning Signs
View Full Analysis

What is Circle Internet Group Days Payable?

Circle Internet Group XSWX:CRCL 40 Days Payable is 13.12 as of Mar. 2026, which is 21% below its 10-year median of 16.65. GuruFocus rates XSWX:CRCL with a GF Score™ of 40/100. The stock has 4 warning signs investors should review. Among 541 Capital Markets companies, Circle Internet Group ranks worse than 78.19% on this metric.

Circle Internet Group's average Accounts Payable for the three months ended in Mar. 2026 was CHF62 Mil. Circle Internet Group's Cost of Goods Sold for the three months ended in Mar. 2026 was CHF429 Mil. Hence, Circle Internet Group's Days Payable for the three months ended in Mar. 2026 was 13.12.

The historical rank and industry rank for Circle Internet Group's Days Payable or its related term are showing as below:

XSWX:CRCL' s Days Payable Range Over the Past 10 Years
Min: 3.81   Med: 16.65   Max: 19.13
Current: 14.59

During the past 7 years, Circle Internet Group's highest Days Payable was 19.13. The lowest was 3.81. And the median was 16.65.

XSWX:CRCL's Days Payable is ranked worse than
78.19% of 541 companies
in the Capital Markets industry
Industry Median: 91.67 vs XSWX:CRCL: 14.59

Circle Internet Group's Days Payable declined from Mar. 2025 (25.51) to Mar. 2026 (13.12). It may suggest that Circle Internet Group accelerated paying its suppliers.


Circle Internet Group Days Payable Historical Data

* Premium members only.

The historical data trend for Circle Internet Group's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Circle Internet Group Days Payable Chart

Circle Internet Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 0.00 0.00 3.81 19.09 17.72

Circle Internet Group Quarterly Data
Dec19 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.51 17.25 20.82 10.77 13.12

XSWX:CRCL vs : Days Payable Comparison

For the Capital Markets subindustry, Circle Internet Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Circle Internet Group Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Circle Internet Group's Days Payable distribution charts can be found below:

* The bar in red indicates where Circle Internet Group's Days Payable falls into.


XSWX:CRCL
40GF Score
Circle Internet Group Inc XSWX:CRCL
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Circle Internet Group Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Circle Internet Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (110.183 + 83.934) / 2 ) / 1999.047*365
=97.0585 / 1999.047*365
=17.72

Circle Internet Group's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (83.934 + 39.467) / 2 ) / 429.006*365 / 4
=61.7005 / 429.006*365 / 4
=13.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 13.12 mean?
Circle Internet Group (XSWX:CRCL) has a Days Payable of 13.12 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Circle Internet Group and its competitors. This is 21% below median its historical median of 16.65. Over the past decade, Circle Internet Group's Days Payable has ranged from 3.81 to 19.13. According to the industry distribution chart, Circle Internet Group ranks #423 out of 541 companies in the Capital Markets industry, placing it in the top 78.2%.
Is Circle Internet Group's Days Payable too high?
Circle Internet Group's current Days Payable of 13.12 is 21% below median its 10-year median of 16.65. Over the past 10 years, this metric has ranged from a low of 3.81 to a high of 19.13. The Capital Markets industry median Days Payable is 91.67. Circle Internet Group's value of 13.12 is 85.7% below this industry median. Based on the distribution chart, Circle Internet Group ranks #423 out of 541 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Circle Internet Group has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Circle Internet Group's Days Payable compare to ?
According to the Capital Markets industry distribution chart, Circle Internet Group ranks #423 out of 541 companies for Days Payable. This places Circle Internet Group in the lower half of its industry. The industry median Days Payable is 91.67. Circle Internet Group's value of 13.12 is 85.7% below this benchmark. Historically, Circle Internet Group's own Days Payable has ranged from 3.81 to 19.13 over the past decade. While the company's 10-year median is 16.65 vs. the industry median of 91.67, Circle Internet Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 91.67, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Circle Internet Group's current Days Payable of 13.12 is 85.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Circle Internet Group and its competitors. For the Capital Markets industry, the median Days Payable is 91.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Circle Internet Group's current Days Payable is 13.12, which is 21% below median its own 10-year median of 16.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Circle Internet Group stock overvalued right now?
Circle Internet Group (XSWX:CRCL) has a current Days Payable of 13.12. The current Days Payable is 13.12, which is 21% below median its 10-year median of 16.65 and 85.7% below the Capital Markets industry median of 91.67. Circle Internet Group's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Circle Internet Group (XSWX:CRCL), the current Days Payable is 13.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Circle Internet Group Business Description

Comparable Companies
Address One World Trade Center, New York, NY, USA, 10007
Circle Internet Group Inc is a financial technology firm engaged in digital currencies and public blockchains for payments, commerce, and financial applications. The company's platform is a full-stack, internet financial platform business, organized around three pillars: Arc Blockchain and Developer Infrastructure, Circle Digital Assets and Services, and Circle Applications.
40GF Score

Get the complete analysis for XSWX:CRCL

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF53.05
Price