Circle Internet Group (XSWX:CRCL) Moat Score: 3/10 (As of Jul. 04, 2026)


XSWX:CRCL Circle Internet Group Inc XSWX:CRCL
40 GF Score
Price CHF53.05
! 4 Warning Signs
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What is Circle Internet Group Moat Score?

Circle Internet Group XSWX:CRCL 40 Moat Score is 3 as of Jul. 04, 2026. GuruFocus rates XSWX:CRCL with a GF Score™ of 40/100. The stock has 4 warning signs investors should review. Among 841 Capital Markets companies, Circle Internet Group ranks better than 89.89% on this metric.

Circle Internet Group has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Circle Internet Group has No Moat: Circle Internet Group Inc has some network effects and customer loyalty, but lacks strong brand strength and durable cost advantages. The competitive digital landscape limits its moat to a very weak level.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Circle Internet Group might have No Moat - Very weak/transient advantages.

Circle Internet Group  (XSWX:CRCL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Circle Internet Group Moat Score Related Terms

XSWX:CRCL vs : Moat Score Comparison

For the Capital Markets subindustry, Circle Internet Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Circle Internet Group Moat Score vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Circle Internet Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Circle Internet Group's Moat Score falls into.


XSWX:CRCL
40GF Score
Circle Internet Group Inc XSWX:CRCL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Circle Internet Group (XSWX:CRCL) has a Moat Score of 3 as of Jul. 04, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Circle Internet Group ranks #85 out of 841 companies in the Capital Markets industry, placing it in the top 10.1%.
Is Circle Internet Group's Moat Score too high?
Circle Internet Group's current Moat Score is 3. Based on the distribution chart, Circle Internet Group ranks #85 out of 841 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Circle Internet Group has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Circle Internet Group's Moat Score compare to ?
According to the Capital Markets industry distribution chart, Circle Internet Group ranks #85 out of 841 companies for Moat Score. This places Circle Internet Group in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Capital Markets company?
A good Moat Score depends on the Capital Markets industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Circle Internet Group's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Circle Internet Group stock overvalued right now?
Circle Internet Group (XSWX:CRCL) has a current Moat Score of 3. The current Moat Score is 3. Circle Internet Group's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Circle Internet Group (XSWX:CRCL), the current Moat Score is 3 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Circle Internet Group Business Description

Comparable Companies
Address One World Trade Center, New York, NY, USA, 10007
Circle Internet Group Inc is a financial technology firm engaged in digital currencies and public blockchains for payments, commerce, and financial applications. The company's platform is a full-stack, internet financial platform business, organized around three pillars: Arc Blockchain and Developer Infrastructure, Circle Digital Assets and Services, and Circle Applications.
40GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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