United Airlines Holdings (XSWX:UAL) Days Payable: 41.72 (As of Mar. 2026) — 32% Above Median


XSWX:UAL United Airlines Holdings Inc XSWX:UAL
79 GF Score
Price CHF97.03
GF Value CHF62.50
! 8 Warning Signs
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What is United Airlines Holdings Days Payable?

United Airlines Holdings XSWX:UAL 79 Days Payable is 41.72 as of Mar. 2026, which is 32% above its 10-year median of 31.71. GuruFocus rates XSWX:UAL with a GF Score™ of 79/100 and a GF Value™ of CHF62.50. The stock has 8 warning signs investors should review. Among 972 Transportation companies, United Airlines Holdings ranks better than 52.67% on this metric.

United Airlines Holdings's average Accounts Payable for the three months ended in Mar. 2026 was CHF3,936 Mil. United Airlines Holdings's Cost of Goods Sold for the three months ended in Mar. 2026 was CHF8,610 Mil. Hence, United Airlines Holdings's Days Payable for the three months ended in Mar. 2026 was 41.72.

The historical rank and industry rank for United Airlines Holdings's Days Payable or its related term are showing as below:

XSWX:UAL' s Days Payable Range Over the Past 10 Years
Min: 27.52   Med: 31.71   Max: 40.96
Current: 40.96

During the past 13 years, United Airlines Holdings's highest Days Payable was 40.96. The lowest was 27.52. And the median was 31.71.

XSWX:UAL's Days Payable is ranked better than
52.67% of 972 companies
in the Transportation industry
Industry Median: 38.845 vs XSWX:UAL: 40.96

United Airlines Holdings's Days Payable increased from Mar. 2025 (41.18) to Mar. 2026 (41.72). It may suggest that United Airlines Holdings delayed paying its suppliers.


United Airlines Holdings Days Payable Historical Data

* Premium members only.

The historical data trend for United Airlines Holdings's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Airlines Holdings Days Payable Chart

United Airlines Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.29 31.53 35.50 35.59 40.16

United Airlines Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.18 43.58 40.80 38.54 41.72

XSWX:UAL vs LUV, DAL, AAL: Days Payable Comparison

For the Airlines subindustry, United Airlines Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Airlines Holdings Days Payable vs Transportation Industry

For the Transportation industry and Industrials sector, United Airlines Holdings's Days Payable distribution charts can be found below:

* The bar in red indicates where United Airlines Holdings's Days Payable falls into.


XSWX:UAL
79GF Score
United Airlines Holdings Inc XSWX:UAL
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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United Airlines Holdings Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

United Airlines Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (3738.479 + 3639.442) / 2 ) / 33525.583*365
=3688.9605 / 33525.583*365
=40.16

United Airlines Holdings's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (3639.442 + 4233.312) / 2 ) / 8609.912*365 / 4
=3936.377 / 8609.912*365 / 4
=41.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 41.72 mean?
United Airlines Holdings (XSWX:UAL) has a Days Payable of 41.72 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on United Airlines Holdings and its competitors. This is 32% above median its historical median of 31.71. Over the past decade, United Airlines Holdings' Days Payable has ranged from 27.52 to 40.96. According to the industry distribution chart, United Airlines Holdings ranks #460 out of 972 companies in the Transportation industry, placing it in the top 47.3%.
Is United Airlines Holdings' Days Payable too high?
United Airlines Holdings' current Days Payable of 41.72 is 32% above median its 10-year median of 31.71. Over the past 10 years, this metric has ranged from a low of 27.52 to a high of 40.96. The Transportation industry median Days Payable is 38.85. United Airlines Holdings' value of 41.72 is 7.4% above this industry median. Based on the distribution chart, United Airlines Holdings ranks #460 out of 972 companies in the Transportation industry, which is above the industry midpoint. Overall, United Airlines Holdings has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does United Airlines Holdings' Days Payable compare to LUV and DAL?
According to the Transportation industry distribution chart, United Airlines Holdings ranks #460 out of 972 companies for Days Payable. This puts United Airlines Holdings in the upper half of its industry. The industry median Days Payable is 38.85. United Airlines Holdings' value of 41.72 is 7.4% above this benchmark. Historically, United Airlines Holdings' own Days Payable has ranged from 27.52 to 40.96 over the past decade. While the company's 10-year median is 31.71 vs. the industry median of 38.85, United Airlines Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Transportation company?
The median Days Payable among Transportation companies is 38.85, based on 972 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Airlines Holdings's current Days Payable of 41.72 is 7.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on United Airlines Holdings and its competitors. For the Transportation industry, the median Days Payable is 38.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Airlines Holdings's current Days Payable is 41.72, which is 32% above median its own 10-year median of 31.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Airlines Holdings stock overvalued right now?
United Airlines Holdings (XSWX:UAL) has a current Days Payable of 41.72. The stock's GF Value™ is CHF62.50, compared to a current price of CHF97.03 — trading 55.2% above its estimated fair value. The current Days Payable is 41.72, which is 32% above median its 10-year median of 31.71 and 7.4% above the Transportation industry median of 38.85. United Airlines Holdings' overall GF Score™ is 79/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For United Airlines Holdings (XSWX:UAL), the current Days Payable is 41.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Airlines Holdings (XSWX:UAL) Overvalued in 2026?

Based on GuruFocus' analysis, United Airlines Holdings stock appears to be overvalued. The current stock price of CHF97.03 is trading 55.2% above its estimated GF Value™ of CHF62.50.

Key valuation signals for XSWX:UAL:

  • Days Payable: 41.72 (32% above median its 10-year median of 31.71)
  • GF Value™: CHF62.50 vs. price of CHF97.03 (55.2% above fair value)
  • GF Score™: 79/100 with 8 warning signs
  • Industry Position: 7.4% above the Transportation median (#460 of 972)

No single metric tells the full story. See the XSWX:UAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Airlines Holdings Business Description

Address 233 South Wacker Drive, Chicago, IL, USA, 60606
Chicago-based United Airlines is a major US network carrier with hubs in San Francisco, Chicago, Houston, Denver, Los Angeles, Newark, and Washington, D.C. United operates a hub-and-spoke system that is more focused on international and long-haul travel, especially across the Pacific, than its large US peers.
79GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF97.03
Price
CHF62.50
GF Value