Realtech AG (XTER:RTC) Days Payable: 14.73 (As of Dec. 2025) — 43% Below Median


XTER:RTC Realtech AG XTER:RTC
71 GF Score
Price €1.12
GF Value €1.24
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Realtech AG Days Payable?

Realtech AG XTER:RTC +0.90% 71 Days Payable is 14.73 as of Dec. 2025, which is 43% below its 10-year median of 25.68. GuruFocus rates XTER:RTC with a GF Score™ of 71/100 and a GF Value™ of €1.24 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 2,602 Software companies, Realtech AG ranks worse than 86.86% on this metric.

Realtech AG's average Accounts Payable for the six months ended in Dec. 2025 was €0.33 Mil. Realtech AG's Cost of Goods Sold for the six months ended in Dec. 2025 was €4.13 Mil. Hence, Realtech AG's Days Payable for the six months ended in Dec. 2025 was 14.73.

The historical rank and industry rank for Realtech AG's Days Payable or its related term are showing as below:

XTER:RTC' s Days Payable Range Over the Past 10 Years
Min: 14.41   Med: 25.68   Max: 37.38
Current: 14.76

During the past 13 years, Realtech AG's highest Days Payable was 37.38. The lowest was 14.41. And the median was 25.68.

XTER:RTC's Days Payable is ranked worse than
86.86% of 2602 companies
in the Software industry
Industry Median: 53.825 vs XTER:RTC: 14.76

Realtech AG's Days Payable declined from Dec. 2024 (16.45) to Dec. 2025 (14.73). It may suggest that Realtech AG accelerated paying its suppliers.


Realtech AG Days Payable Historical Data

* Premium members only.

The historical data trend for Realtech AG's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Realtech AG Days Payable Chart

Realtech AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.20 22.37 16.29 14.91 14.41

Realtech AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.76 15.93 16.45 15.15 14.73

XTER:RTC vs IBM, ACN, FISV: Days Payable Comparison

For the Information Technology Services subindustry, Realtech AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Realtech AG Days Payable vs Software Industry

For the Software industry and Technology sector, Realtech AG's Days Payable distribution charts can be found below:

* The bar in red indicates where Realtech AG's Days Payable falls into.


XTER:RTC
71GF Score
Realtech AG XTER:RTC
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Realtech AG Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Realtech AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.305 + 0.327) / 2 ) / 8.003*365
=0.316 / 8.003*365
=14.41

Realtech AG's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.339 + 0.327) / 2 ) / 4.125*365 / 2
=0.333 / 4.125*365 / 2
=14.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 14.73 mean?
Realtech AG (XTER:RTC) has a Days Payable of 14.73 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Realtech AG and its competitors. This is 43% below median its historical median of 25.68. Over the past decade, Realtech AG's Days Payable has ranged from 14.41 to 37.38. According to the industry distribution chart, Realtech AG ranks #2260 out of 2602 companies in the Software industry, placing it in the top 86.9%.
Is Realtech AG's Days Payable too high?
Realtech AG's current Days Payable of 14.73 is 43% below median its 10-year median of 25.68. Over the past 10 years, this metric has ranged from a low of 14.41 to a high of 37.38. The Software industry median Days Payable is 53.83. Realtech AG's value of 14.73 is 72.6% below this industry median. Based on the distribution chart, Realtech AG ranks #2260 out of 2602 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Realtech AG has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Realtech AG's Days Payable compare to IBM and ACN?
According to the Software industry distribution chart, Realtech AG ranks #2260 out of 2602 companies for Days Payable. This places Realtech AG in the lower half of its industry. The industry median Days Payable is 53.83. Realtech AG's value of 14.73 is 72.6% below this benchmark. Historically, Realtech AG's own Days Payable has ranged from 14.41 to 37.38 over the past decade. While the company's 10-year median is 25.68 vs. the industry median of 53.83, Realtech AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.83, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Realtech AG's current Days Payable of 14.73 is 72.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Realtech AG and its competitors. For the Software industry, the median Days Payable is 53.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Realtech AG's current Days Payable is 14.73, which is 43% below median its own 10-year median of 25.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Realtech AG stock overvalued right now?
Based on GuruFocus' analysis, Realtech AG (XTER:RTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.24, compared to a current price of €1.12 — trading 9.7% below its estimated fair value. The current Days Payable is 14.73, which is 43% below median its 10-year median of 25.68 and 72.6% below the Software industry median of 53.83. Realtech AG's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Realtech AG (XTER:RTC), the current Days Payable is 14.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Realtech AG (XTER:RTC) Overvalued in 2026?

Based on GuruFocus' analysis, Realtech AG stock appears to be undervalued. The current stock price of €1.12 is trading 9.7% below its estimated GF Value™ of €1.24. GuruFocus considers Realtech AG to be Modestly Undervalued.

Key valuation signals for XTER:RTC:

  • Days Payable: 14.73 (43% below median its 10-year median of 25.68)
  • GF Value™: €1.24 vs. price of €1.12 (9.7% below fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 72.6% below the Software median (#2260 of 2602)

No single metric tells the full story. See the XTER:RTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Realtech AG Business Description

Other Exchanges 0NIB:UKRTC:Germany
Address Paul-Ehrlich-Strasse 1, Leimen, BW, DEU, 69181
Realtech AG helps mid-sized and large enterprises future-proof their SAP landscapes. Services across the entire SAP value chain complement its scalable, software-driven business model. Supported by a world-wide partner network, it serves more than 300 corporate customers world-wide, from Clean Core transformation and custom extensions to Application Lifecycle Management (ALM) and leveraging the SAP Business Technology Platform (BTP).
71GF Score

Get the complete analysis for XTER:RTC

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.12
Price
€1.24
GF Value