ZCMD (ZHONGCHAO) Days Payable: 39.95 (As of Dec. 2025) — 155% Above Median

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ZCMD ZHONGCHAO Inc ZCMD
47 GF Score
Price $0.92
GF Value $114.15
Valuation Possible Value Trap
! 6 Warning Signs
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What is ZHONGCHAO Days Payable?

ZHONGCHAO ZCMD -4.68% 47 Days Payable is 39.95 as of Dec. 2025, which is 155% above its 10-year median of 15.66. GuruFocus rates ZCMD with a GF Score™ of 47/100 and a GF Value™ of $114.15 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 613 Healthcare Providers & Services companies, ZHONGCHAO ranks worse than 64.27% on this metric.

ZHONGCHAO's average Accounts Payable for the six months ended in Dec. 2025 was $0.74 Mil. ZHONGCHAO's Cost of Goods Sold for the six months ended in Dec. 2025 was $3.36 Mil. Hence, ZHONGCHAO's Days Payable for the six months ended in Dec. 2025 was 39.95.

The historical rank and industry rank for ZHONGCHAO's Days Payable or its related term are showing as below:

ZCMD' s Days Payable Range Over the Past 10 Years
Min: 4.21   Med: 15.66   Max: 53.51
Current: 39.05

During the past 9 years, ZHONGCHAO's highest Days Payable was 53.51. The lowest was 4.21. And the median was 15.66.

ZCMD's Days Payable is ranked worse than
64.27% of 613 companies
in the Healthcare Providers & Services industry
Industry Median: 57.48 vs ZCMD: 39.05

ZHONGCHAO's Days Payable declined from Dec. 2024 (48.10) to Dec. 2025 (39.95). It may suggest that ZHONGCHAO accelerated paying its suppliers.


ZHONGCHAO Days Payable Historical Data

* Premium members only.

The historical data trend for ZHONGCHAO's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZHONGCHAO Days Payable Chart

ZHONGCHAO Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only 11.90 4.21 13.79 32.00 30.97

ZHONGCHAO Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.93 48.27 48.10 46.75 39.95

ZCMD vs ACON, BRGX, MGRX: Days Payable Comparison

For the Health Information Services subindustry, ZHONGCHAO's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZHONGCHAO Days Payable vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, ZHONGCHAO's Days Payable distribution charts can be found below:

* The bar in red indicates where ZHONGCHAO's Days Payable falls into.


ZCMD
47GF Score
ZHONGCHAO Inc ZCMD
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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ZHONGCHAO Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

ZHONGCHAO's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.535 + 0.526) / 2 ) / 6.253*365
=0.5305 / 6.253*365
=30.97

ZHONGCHAO's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.946 + 0.526) / 2 ) / 3.362*365 / 2
=0.736 / 3.362*365 / 2
=39.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 39.95 mean?
ZHONGCHAO (ZCMD) has a Days Payable of 39.95 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ZHONGCHAO and its competitors. This is 155% above median its historical median of 15.66. Over the past decade, ZHONGCHAO's Days Payable has ranged from 4.21 to 53.51. According to the industry distribution chart, ZHONGCHAO ranks #394 out of 613 companies in the Healthcare Providers & Services industry, placing it in the top 64.3%.
Is ZHONGCHAO's Days Payable too high?
ZHONGCHAO's current Days Payable of 39.95 is 155% above median its 10-year median of 15.66. Over the past 10 years, this metric has ranged from a low of 4.21 to a high of 53.51. The Healthcare Providers & Services industry median Days Payable is 57.48. ZHONGCHAO's value of 39.95 is 30.5% below this industry median. Based on the distribution chart, ZHONGCHAO ranks #394 out of 613 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, ZHONGCHAO has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ZHONGCHAO's Days Payable compare to ACON and BRGX?
According to the Healthcare Providers & Services industry distribution chart, ZHONGCHAO ranks #394 out of 613 companies for Days Payable. This places ZHONGCHAO in the lower half of its industry. The industry median Days Payable is 57.48. ZHONGCHAO's value of 39.95 is 30.5% below this benchmark. Historically, ZHONGCHAO's own Days Payable has ranged from 4.21 to 53.51 over the past decade. While the company's 10-year median is 15.66 vs. the industry median of 57.48, ZHONGCHAO has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Healthcare Providers & Services company?
The median Days Payable among Healthcare Providers & Services companies is 57.48, based on 613 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZHONGCHAO's current Days Payable of 39.95 is 30.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ZHONGCHAO and its competitors. For the Healthcare Providers & Services industry, the median Days Payable is 57.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZHONGCHAO's current Days Payable is 39.95, which is 155% above median its own 10-year median of 15.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZHONGCHAO stock overvalued right now?
Based on GuruFocus' analysis, ZHONGCHAO (ZCMD) is currently considered Possible Value Trap. The stock's GF Value™ is $114.15, compared to a current price of $0.92 — trading 99.2% below its estimated fair value. The current Days Payable is 39.95, which is 155% above median its 10-year median of 15.66 and 30.5% below the Healthcare Providers & Services industry median of 57.48. ZHONGCHAO's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For ZHONGCHAO (ZCMD), the current Days Payable is 39.95 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZHONGCHAO (ZCMD) Overvalued in 2026?

Based on GuruFocus' analysis, ZHONGCHAO stock appears to be undervalued. The current stock price of $0.92 is trading 99.2% below its estimated GF Value™ of $114.15. GuruFocus considers ZHONGCHAO to be Possible Value Trap.

Key valuation signals for ZCMD:

  • Days Payable: 39.95 (155% above median its 10-year median of 15.66)
  • GF Value™: $114.15 vs. price of $0.92 (99.2% below fair value)
  • GF Score™: 47/100 with 6 warning signs
  • Industry Position: 30.5% below the Healthcare Providers & Services median (#394 of 613)

No single metric tells the full story. See the ZCMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZHONGCHAO Business Description

Address 841 Yan’An Middle Road, Room 2504, OOCL Tower, Jing’An District, Shanghai, CHN, 200040
ZHONGCHAO Inc is an offshore holding company. Through its subsidiaries, it is a platform-based internet technology company offering services to patients with oncology and other diseases in China. It provides healthcare information, education, and training services to healthcare professionals under its MDMOOC brand. It also provides focused patient management services through the Zhongxun IT system and WeChat mini program, and Zhongxin Health WeChat mini program, to pharmaceutical enterprises and NFP customers.
47GF Score

Get the complete analysis for ZCMD

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.92
Price
$114.15
GF Value