ZCMD (ZHONGCHAO) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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ZCMD ZHONGCHAO Inc ZCMD
47 GF Score
Price $0.85
GF Value $114.03
Valuation Possible Value Trap
! 6 Warning Signs
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What is ZHONGCHAO Effective Interest Rate on Debt %?

ZHONGCHAO ZCMD -2.93% 47 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates ZCMD with a GF Score™ of 47/100 and a GF Value™ of $114.03 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ZHONGCHAO's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.00 Mil. ZHONGCHAO's average total debt for the quarter that ended in Dec. 2025 was $0.03 Mil. Therefore, ZHONGCHAO's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


ZHONGCHAO  (NAS:ZCMD) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ZHONGCHAO Effective Interest Rate on Debt % Related Terms


ZHONGCHAO Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ZHONGCHAO's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZHONGCHAO Effective Interest Rate on Debt % Chart

ZHONGCHAO Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

ZHONGCHAO Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ZCMD vs ACON, BRGX, MGRX: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, ZHONGCHAO's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZHONGCHAO Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, ZHONGCHAO's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ZHONGCHAO's Effective Interest Rate on Debt % falls into.


ZCMD
47GF Score
ZHONGCHAO Inc ZCMD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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ZHONGCHAO Effective Interest Rate on Debt % Calculation

ZHONGCHAO's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0.058+0.026)/ 2 )
=-1  *  0/0.042
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.024 + 0.034
=0.058

ZHONGCHAO's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (0.028+0.026)/ 2 )
=-1  *  0/0.027
=0.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
ZHONGCHAO (ZCMD) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ZHONGCHAO and its competitors.
Is ZHONGCHAO's Effective Interest Rate on Debt % too high?
ZHONGCHAO's current Effective Interest Rate on Debt % is 0.00%. Overall, ZHONGCHAO has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ZHONGCHAO's Effective Interest Rate on Debt % compare to ACON and BRGX?
ZHONGCHAO's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ZHONGCHAO and its competitors. ZHONGCHAO's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZHONGCHAO stock overvalued right now?
Based on GuruFocus' analysis, ZHONGCHAO (ZCMD) is currently considered Possible Value Trap. The stock's GF Value™ is $114.03, compared to a current price of $0.85 — trading 99.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. ZHONGCHAO's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ZHONGCHAO (ZCMD), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZHONGCHAO (ZCMD) Overvalued in 2026?

Based on GuruFocus' analysis, ZHONGCHAO stock appears to be undervalued. The current stock price of $0.85 is trading 99.3% below its estimated GF Value™ of $114.03. GuruFocus considers ZHONGCHAO to be Possible Value Trap.

Key valuation signals for ZCMD:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $114.03 vs. price of $0.85 (99.3% below fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the ZCMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZHONGCHAO Business Description

Address 841 Yan’An Middle Road, Room 2504, OOCL Tower, Jing’An District, Shanghai, CHN, 200040
ZHONGCHAO Inc is an offshore holding company. Through its subsidiaries, it is a platform-based internet technology company offering services to patients with oncology and other diseases in China. It provides healthcare information, education, and training services to healthcare professionals under its MDMOOC brand. It also provides focused patient management services through the Zhongxun IT system and WeChat mini program, and Zhongxin Health WeChat mini program, to pharmaceutical enterprises and NFP customers.
47GF Score

Get the complete analysis for ZCMD

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.85
Price
$114.03
GF Value