CMUV Bancorp (CMUV Bancorp) Debt-to-Equity : 0.31 (As of Dec. 2023)

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What is CMUV Bancorp Debt-to-Equity?

CMUV Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.00 Mil. CMUV Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $8.74 Mil. CMUV Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $28.62 Mil. CMUV Bancorp's debt to equity for the quarter that ended in Dec. 2023 was 0.31.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for CMUV Bancorp's Debt-to-Equity or its related term are showing as below:

CMUV' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.31 Med: 0.47 Max: 0.98
Current: 0.31

During the past 4 years, the highest Debt-to-Equity Ratio of CMUV Bancorp was 0.98. The lowest was 0.31. And the median was 0.47.

CMUV's Debt-to-Equity is ranked better than
71.81% of 1394 companies
in the Banks industry
Industry Median: 0.66 vs CMUV: 0.31

CMUV Bancorp Debt-to-Equity Historical Data

The historical data trend for CMUV Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CMUV Bancorp Debt-to-Equity Chart

CMUV Bancorp Annual Data

Trend

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

0.98

0.54

0.39

0.31

CMUV Bancorp Semi-Annual Data
	Dec20	Dec21	Dec22	Dec23
Debt-to-Equity	0.98	0.54	0.39	0.31

Competitive Comparison of CMUV Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, CMUV Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CMUV Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CMUV Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where CMUV Bancorp's Debt-to-Equity falls into.

CMUV Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

CMUV Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	8.736)	/	28.616
	=	0.31

CMUV Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	8.736)	/	28.616
	=	0.31

CMUV Bancorp (OTCPK:CMUV) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

CMUV Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of CMUV Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

CMUV Bancorp (CMUV Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CMUV Bancorp (OTCPK:CMUV) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

1443 W. Main Street, P.O. Box 1808, El Centro, CA, USA, 92243

Website

https://www.yourcvb.com

CMUV Bancorp, formerly Community Valley Bank CA is an independent community bank. It is engaged in providing deposit and loan services to businesses, non-profit organizations and individuals. It offers personal, business banking and various other online banking services.