CMUV Bancorp (CMUV Bancorp) Cash-to-Debt : 5.17 (As of Dec. 2023)

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What is CMUV Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. CMUV Bancorp's cash to debt ratio for the quarter that ended in Dec. 2023 was 5.17.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, CMUV Bancorp could pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for CMUV Bancorp's Cash-to-Debt or its related term are showing as below:

CMUV' s Cash-to-Debt Range Over the Past 10 Years
Min: 1.55 Med: 3.75 Max: 5.17
Current: 5.17

During the past 4 years, CMUV Bancorp's highest Cash to Debt Ratio was 5.17. The lowest was 1.55. And the median was 3.75.

CMUV's Cash-to-Debt is ranked better than
81.15% of 1422 companies
in the Banks industry
Industry Median: 1.29 vs CMUV: 5.17

CMUV Bancorp Cash-to-Debt Historical Data

The historical data trend for CMUV Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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CMUV Bancorp Cash-to-Debt Chart

CMUV Bancorp Annual Data

Trend

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

1.55

4.13

3.37

5.17

CMUV Bancorp Semi-Annual Data
	Dec20	Dec21	Dec22	Dec23
Cash-to-Debt	1.55	4.13	3.37	5.17

Competitive Comparison of CMUV Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, CMUV Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CMUV Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CMUV Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where CMUV Bancorp's Cash-to-Debt falls into.

CMUV Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

CMUV Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	45.198	/	(0	+	8.736)
	=	5.17

CMUV Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	45.198	/	(0	+	8.736)
	=	5.17

CMUV Bancorp (OTCPK:CMUV) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

CMUV Bancorp Cash-to-Debt Related Terms

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CMUV Bancorp (CMUV Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CMUV Bancorp (OTCPK:CMUV) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

1443 W. Main Street, P.O. Box 1808, El Centro, CA, USA, 92243

Website

https://www.yourcvb.com

CMUV Bancorp, formerly Community Valley Bank CA is an independent community bank. It is engaged in providing deposit and loan services to businesses, non-profit organizations and individuals. It offers personal, business banking and various other online banking services.