Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	5.13
Equity-to-Asset	0.07
Debt-to-Equity	0.24
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.85	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	6.7
	3-Year EPS without NRI Growth Rate	29.4
	3-Year Book Growth Rate	-1.7

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	22.78
	9-Day RSI	19.65
	14-Day RSI	23.85
	6-1 Month Momentum %	11.42
	12-1 Month Momentum %	2.96

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.81
	Dividend Payout Ratio	0.19
	3-Year Dividend Growth Rate	12.3
	Forward Dividend Yield %	2.81
	5-Year Yield-on-Cost %	2.81
	3-Year Average Share Buyback Ratio	-5.3
	Shareholder Yield %	-18.63

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	23.86
	FCF Margin %	11.76
	ROE %	16.56
	ROA %	1.07
	Years of Profitability over Past 10-Year	9

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	5.41
	PE Ratio without NRI	7.7
	Price-to-Owner-Earnings	5.58
	PEG Ratio	11
	PS Ratio	1.29
	PB Ratio	0.84
	Price-to-Tangible-Book	0.86
	Price-to-Free-Cash-Flow	11.09
	Price-to-Operating-Cash-Flow	8.71
	EV-to-Revenue	-0.3
	EV-to-FCF	-2.52
	Price-to-Projected-FCF	0.55
	Price-to-Graham-Number	0.54
	FCF Yield %	8.26
	Forward Rate of Return (Yacktman) %	7.1

Financials

Annual Quarterly TTM

OSBK's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:OSBK

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Oconee Financial Corp Executives

Details

GF Value: $46.95

OSBK

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Medium warning sign with OSBK. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	24.846
	EPS (TTM) ($)	6.24
	Beta	0.01
	Volatility %	19.93
	14-Day RSI	23.85
	14-Day ATR ($)	0.066979
	20-Day SMA ($)	33.915
	12-1 Month Momentum %	2.96
	52-Week Range ($)	30 - 36.3
	Shares Outstanding (Mil)	1.05

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Oconee Financial Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Oconee Financial Corp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Oconee Financial Corp Frequently Asked Questions

What is Oconee Financial Corp(OSBK)'s stock price today?

The current price of OSBK is $33.75. The 52 week high of OSBK is $36.30 and 52 week low is $30.00.

When is next earnings date of Oconee Financial Corp(OSBK)?

The next earnings date of Oconee Financial Corp(OSBK) is .

Does Oconee Financial Corp(OSBK) pay dividends? If so, how much?

The Dividend Yield % of Oconee Financial Corp(OSBK) is 2.81% (As of Today), Highest Dividend Payout Ratio of Oconee Financial Corp(OSBK) was 0.28. The lowest was 0.16. And the median was 0.19. The Forward Dividend Yield % of Oconee Financial Corp(OSBK) is 2.81%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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