FFB Bancorp (FFB Bancorp) Debt-to-Equity : 0.29 (As of Mar. 2024)

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What is FFB Bancorp Debt-to-Equity?

FFB Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $0.00 Mil. FFB Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $39.64 Mil. FFB Bancorp's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $138.72 Mil. FFB Bancorp's debt to equity for the quarter that ended in Mar. 2024 was 0.29.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for FFB Bancorp's Debt-to-Equity or its related term are showing as below:

FFBB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.16 Med: 0.48 Max: 1.13
Current: 0.29

During the past 13 years, the highest Debt-to-Equity Ratio of FFB Bancorp was 1.13. The lowest was 0.16. And the median was 0.48.

FFBB's Debt-to-Equity is ranked better than
74.52% of 1393 companies
in the Banks industry
Industry Median: 0.69 vs FFBB: 0.29

FFB Bancorp Debt-to-Equity Historical Data

The historical data trend for FFB Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

FFB Bancorp Debt-to-Equity Chart

FFB Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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1.02

0.44

1.13

0.56

FFB Bancorp Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															0.61	0.86	0.35	0.56	0.29

Competitive Comparison of FFB Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, FFB Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FFB Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, FFB Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where FFB Bancorp's Debt-to-Equity falls into.

FFB Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

FFB Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	73.599)	/	130.7
	=	0.56

FFB Bancorp's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	39.638)	/	138.716
	=	0.29

FFB Bancorp (OTCPK:FFBB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

FFB Bancorp Debt-to-Equity Related Terms

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FFB Bancorp (FFB Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » FFB Bancorp (OTCPK:FFBB) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

7690 N. Palm Avenue, Fresno, CA, USA, 93711

Website

https://www.ffb.bank

FFB Bancorp Formerly Communities First Financial Corp operates as a bank. It provides a full range of banking services such as checking, savings, certificates of deposits, loans and credits and online banking, mobile banking, debit cards, cash management services, and remote deposit captures service. It generates revenue in the form of interest income.