FFBB (FFB Bancorp) FCF Yield %: 11.12 (As of Jun. 26, 2026)


FFBB FFB Bancorp FFBB
79 GF Score
Price $85.15
GF Value $92.13
Valuation Fairly Valued
! 2 Warning Signs
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What is FFB Bancorp FCF Yield %?

FFB Bancorp FFBB 79 FCF Yield % is 11.12 as of Jun. 26, 2026. GuruFocus rates FFBB with a GF Score™ of 79/100 and a GF Value™ of $92.13 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, FFB Bancorp ranks better than 62.72% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, FFB Bancorp's Trailing 12-Month Free Cash Flow is $29.79 Mil, and Market Cap is $267.94 Mil. Therefore, FFB Bancorp's FCF Yield % for today is 11.12%.

The historical rank and industry rank for FFB Bancorp's FCF Yield % or its related term are showing as below:

FFBB' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 11.14
Current: 11.12


During the past 13 years, the highest FCF Yield % of FFB Bancorp was 11.14%. The lowest was 0.00%. And the median was 0.00%.

FFBB's FCF Yield % is ranked better than
62.72% of 1505 companies
in the Banks industry
Industry Median: 8.2 vs FFBB: 11.12

FFB Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


FFB Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


FFB Bancorp FCF Yield % Related Terms


FFB Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for FFB Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFB Bancorp FCF Yield % Chart

FFB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.56 11.92 20.18 11.00 11.69

FFB Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FFBB vs WNEB, FDBC, FRAF: FCF Yield % Comparison

For the Banks - Regional subindustry, FFB Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FFB Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, FFB Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where FFB Bancorp's FCF Yield % falls into.


FFBB
79GF Score
FFB Bancorp FFBB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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FFB Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

FFB Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=29.791 / 254.83
=11.69%

FFB Bancorp's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 269.54055
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 11.12 mean?
FFB Bancorp (FFBB) has a FCF Yield % of 11.12 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on FFB Bancorp and its competitors. According to the industry distribution chart, FFB Bancorp ranks #561 out of 1505 companies in the Banks industry, placing it in the top 37.3%.
Is FFB Bancorp's FCF Yield % too high?
FFB Bancorp's current FCF Yield % is 11.12. The Banks industry median FCF Yield % is 8.20. FFB Bancorp's value of 11.12 is 35.6% above this industry median. Based on the distribution chart, FFB Bancorp ranks #561 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, FFB Bancorp has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFB Bancorp's FCF Yield % compare to WNEB and FDBC?
According to the Banks industry distribution chart, FFB Bancorp ranks #561 out of 1505 companies for FCF Yield %. This puts FFB Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.20. FFB Bancorp's value of 11.12 is 35.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFB Bancorp's current FCF Yield % of 11.12 is 35.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on FFB Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFB Bancorp's current FCF Yield % is 11.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FFB Bancorp (FFBB) is currently considered Fairly Valued. The stock's GF Value™ is $92.13, compared to a current price of $85.15 — trading 7.6% below its estimated fair value. The current FCF Yield % is 11.12 and 35.6% above the Banks industry median of 8.20. FFB Bancorp's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For FFB Bancorp (FFBB), the current FCF Yield % is 11.12 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFB Bancorp (FFBB) Overvalued in 2026?

Based on GuruFocus' analysis, FFB Bancorp stock appears to be undervalued. The current stock price of $85.15 is trading 7.6% below its estimated GF Value™ of $92.13. GuruFocus considers FFB Bancorp to be Fairly Valued.

Key valuation signals for FFBB:

  • FCF Yield %: 11.12
  • GF Value™: $92.13 vs. price of $85.15 (7.6% below fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 35.6% above the Banks median (#561 of 1505)

No single metric tells the full story. See the FFBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FFB Bancorp Business Description

Address 7690 North Palm Avenue, Fresno, CA, USA, 93711
FFB Bancorp operates as a bank. It provides a full range of banking services such as checking, savings, certificates of deposits, loans and credits, online banking, mobile banking, debit cards, cash management services, and remote deposit capture service. It generates revenue in the form of interest income.
79GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.15
Price
$92.13
GF Value