SAP SE (FRA:SAP) Payments of Debt: €-2,732 Mil (TTM As of Mar. 2026)


FRA:SAP SAP SE FRA:SAP
74 GF Score
Price €137.84
GF Value €219.79
Valuation Significantly Undervalued
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What is SAP SE Payments of Debt?

SAP SE FRA:SAP -4.00% 74 Payments of Debt is €-2,732 Mil as of Mar. 2026. GuruFocus rates FRA:SAP with a GF Score™ of 74/100 and a GF Value™ of €219.79 (Significantly Undervalued).

SAP SE's Payments of Debt for the three months ended in Mar. 2026 was €-559 Mil.

SAP SE's Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was €-2,732 Mil.

SAP SE Payments of Debt Related Terms

SAP SE Payments of Debt Historical Data

* Premium members only.

The historical data trend for SAP SE's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SAP SE Payments of Debt Chart

SAP SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2,327.00 -1,855.00 -4,413.00 -1,495.00 -3,490.00

SAP SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,317.00 -671.00 -322.00 -1,180.00 -559.00
FRA:SAP
74GF Score
SAP SE FRA:SAP
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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SAP SE Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-2,732 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of €-2,732 Mil mean?
SAP SE (FRA:SAP) has a Payments of Debt of €-2,732 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on SAP SE and its competitors.
Is SAP SE's Payments of Debt too high?
SAP SE's current Payments of Debt is €-2,732 Mil. Overall, SAP SE has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SAP SE's Payments of Debt compare to UBER and SHOP?
SAP SE's Payments of Debt of €-2,732 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Software company?
A good Payments of Debt depends on the Software industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on SAP SE and its competitors. SAP SE's current Payments of Debt is €-2,732 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAP SE stock overvalued right now?
Based on GuruFocus' analysis, SAP SE (FRA:SAP) is currently considered Significantly Undervalued. The stock's GF Value™ is €219.79, compared to a current price of €137.84 — trading 37.3% below its estimated fair value. The current Payments of Debt is €-2,732 Mil. SAP SE's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For SAP SE (FRA:SAP), the current Payments of Debt is €-2,732 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAP SE (FRA:SAP) Overvalued in 2026?

Based on GuruFocus' analysis, SAP SE stock appears to be undervalued. The current stock price of €137.84 is trading 37.3% below its estimated GF Value™ of €219.79. GuruFocus considers SAP SE to be Significantly Undervalued.

Key valuation signals for FRA:SAP:

  • Payments of Debt: €-2,732 Mil
  • GF Value™: €219.79 vs. price of €137.84 (37.3% below fair value)
  • GF Score™: 74/100

No single metric tells the full story. See the FRA:SAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SAP SE Business Description

Address Dietmar-Hopp-Allee 16, Walldorf, BW, DEU, 69190
Founded in Germany in 1972 by former IBM employees, SAP is the world's largest provider of enterprise application software. Known as the leader in enterprise resource planning software, SAP's portfolio also includes software for supply chain management, procurement, travel and expense management, and customer relationship management, among others. The company operates in more than 180 countries and has more than 400,000 customers, approximately 80% of which are small to medium-size enterprises.
74GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€137.84
Price
€219.79
GF Value