SAP SE (FRA:SAP) Total Liabilities: €28,097 Mil (As of Mar. 2026)

What is SAP SE Total Liabilities?

SAP SE FRA:SAP -0.71% 74 Total Liabilities is €28,097 Mil as of Mar. 2026. GuruFocus rates FRA:SAP with a GF Score™ of 74/100 and a GF Value™ of €220.85 (Significantly Undervalued).

SAP SE's Total Liabilities for the quarter that ended in Mar. 2026 was €28,097 Mil.

SAP SE's quarterly Total Liabilities increased from Sep. 2025 (€25,155.00 Mil) to Dec. 2025 (€25,288.00 Mil) and increased from Dec. 2025 (€25,288.00 Mil) to Mar. 2026 (€28,097.00 Mil).

SAP SE's annual Total Liabilities increased from Dec. 2023 (€24,925.00 Mil) to Dec. 2024 (€28,431.00 Mil) but then declined from Dec. 2024 (€28,431.00 Mil) to Dec. 2025 (€25,288.00 Mil).

SAP SE Total Liabilities Related Terms

SAP SE Total Liabilities Historical Data

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The historical data trend for SAP SE's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SAP SE Total Liabilities Chart

SAP SE Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Total Liabilities

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29,651.00

29,311.00

24,925.00

28,431.00

25,288.00

SAP SE Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Total Liabilities	Get a 7-Day Free Trial															29,543.00	27,000.00	25,155.00	25,288.00	28,097.00

74GF Score

SAP SE FRA:SAP

Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.

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SAP SE Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

SAP SE's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities	=	Total Current Liabilities	+	Total Noncurrent Liabilities
	=	Total Current Liabilities	+	(Long-Term Debt & Capital Lease Obligation	+	Other Long-Term Liabilities
	=	17416	+	(5624	+	944
	+	NonCurrent Deferred Liabilities	+	PensionAndRetirementBenefit	+	NonCurrent Deferred Income Tax)
	+	216	+	524	+	564)
	=	25,288

Total Liabilities	=	Total Assets (A: Dec. 2025 )	-	Total Equity (A: Dec. 2025 )
	=	70362	-	45074
	=	25,288

SAP SE's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities	=	Total Current Liabilities	+	Total Noncurrent Liabilities
	=	Total Current Liabilities	+	(Long-Term Debt & Capital Lease Obligation	+	Other Long-Term Liabilities
	=	20820	+	(5038	+	1249
	+	NonCurrent Deferred Liabilities	+	PensionAndRetirementBenefit	+	NonCurrent Deferred Income Tax)
	+	348	+	0	+	564)
	=	28,097

Total Liabilities	=	Total Assets (Q: Mar. 2026 )	-	Total Equity (Q: Mar. 2026 )
	=	73462	-	45365
	=	28,097

Frequently Asked Questions Learn more about Total Liabilities →

What does a Total Liabilities of €28,097 Mil mean?

SAP SE (FRA:SAP) has a Total Liabilities of €28,097 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for SAP SE and its competitors.

Is SAP SE's Total Liabilities too high?

SAP SE's current Total Liabilities is €28,097 Mil. Overall, SAP SE has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does SAP SE's Total Liabilities compare to UBER and SHOP?

SAP SE's Total Liabilities of €28,097 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Total Liabilities for a Software company?

A good Total Liabilities depends on the Software industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Total Liabilities mean?

A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for SAP SE and its competitors. SAP SE's current Total Liabilities is €28,097 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is SAP SE stock overvalued right now?

Based on GuruFocus' analysis, SAP SE (FRA:SAP) is currently considered Significantly Undervalued. The stock's GF Value™ is €220.85, compared to a current price of €135.06 — trading 38.8% below its estimated fair value. The current Total Liabilities is €28,097 Mil. SAP SE's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Total Liabilities calculated?

Total Liabilities is calculated from a company's financial statements. For SAP SE (FRA:SAP), the current Total Liabilities is €28,097 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAP SE (FRA:SAP) Overvalued in 2026?

Based on GuruFocus' analysis, SAP SE stock appears to be undervalued. The current stock price of €135.06 is trading 38.8% below its estimated GF Value™ of €220.85. GuruFocus considers SAP SE to be Significantly Undervalued.

Key valuation signals for FRA:SAP:

Total Liabilities: €28,097 Mil
GF Value™: €220.85 vs. price of €135.06 (38.8% below fair value)
GF Score™: 74/100

No single metric tells the full story. See the FRA:SAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SAP SE Business Description

Industry Technology Software

Comparable Companies XTER:NEM XTER:AOF XTER:TMV XTER:PSAN XTER:MUM XTER:IVU HAM:ESY XTER:FAA XTER:CSH XTER:ISHA UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE INTU

Other Exchanges SAPGF:USA SAP:USA SAP:Romania SAP:Poland SAP N:Mexico 1SAP:Italy SAP:Hungary 0A2W:UK SAPd:UK 0NW4:UK SAP:Germany SAPG:Canada SAPS:Canada SAPP34:Brazil SAP:Bulgaria SAP:Austria SAP:Argentina

Address Dietmar-Hopp-Allee 16, Walldorf, BW, DEU, 69190

Website https://www.sap.com

Founded in Germany in 1972 by former IBM employees, SAP is the world's largest provider of enterprise application software. Known as the leader in enterprise resource planning software, SAP's portfolio also includes software for supply chain management, procurement, travel and expense management, and customer relationship management, among others. The company operates in more than 180 countries and has more than 400,000 customers, approximately 80% of which are small to medium-size enterprises.

74GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€135.06

Price

€220.85

GF Value

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