ALLDF (Ayvens) Debt-to-Asset : 0.52 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ALLDF Ayvens SA ALLDF
78 GF Score
Price $14.00
GF Value $10.23
! 10 Warning Signs
View Full Analysis

What is Ayvens Debt-to-Asset?

Ayvens ALLDF 78 Debt-to-Asset is 0.52 as of Dec. 2025. GuruFocus rates ALLDF with a GF Score™ of 78/100 and a GF Value™ of $10.23. The stock has 10 warning signs investors should review.

Ayvens's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $15,117 Mil. Ayvens's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $27,792 Mil. Ayvens's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was $83,036 Mil. Ayvens's debt to asset for the quarter that ended in Dec. 2025 was 0.52.


Ayvens  (OTCPK:ALLDF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Ayvens Debt-to-Asset Related Terms


Ayvens Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Ayvens's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ayvens Debt-to-Asset Chart

Ayvens Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 0.64 0.54 0.54 0.52

Ayvens Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Apr25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.52 0.52 0.52 0.50

ALLDF vs URI, SUNB, AER: Debt-to-Asset Comparison

For the Rental & Leasing Services subindustry, Ayvens's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ayvens Debt-to-Asset vs Business Services Industry

For the Business Services industry and Industrials sector, Ayvens's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Ayvens's Debt-to-Asset falls into.


ALLDF
78GF Score
Ayvens SA ALLDF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ayvens Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Ayvens's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(15117.096 + 27792.155) / 83035.831
=0.52

Ayvens's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(15117.096 + 27792.155) / 83035.831
=0.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.52 mean?
Ayvens (ALLDF) has a Debt-to-Asset of 0.52 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Ayvens and its competitors.
Is Ayvens' Debt-to-Asset too high?
Ayvens' current Debt-to-Asset is 0.52. Overall, Ayvens has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Ayvens' Debt-to-Asset compare to URI and SUNB?
Ayvens' Debt-to-Asset of 0.52 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Business Services company?
A good Debt-to-Asset depends on the Business Services industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Ayvens and its competitors. Ayvens's current Debt-to-Asset is 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayvens stock overvalued right now?
Ayvens (ALLDF) has a current Debt-to-Asset of 0.52. The stock's GF Value™ is $10.23, compared to a current price of $14.00 — trading 36.9% above its estimated fair value. The current Debt-to-Asset is 0.52. Ayvens' overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Ayvens (ALLDF), the current Debt-to-Asset is 0.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ayvens (ALLDF) Overvalued in 2026?

Based on GuruFocus' analysis, Ayvens stock appears to be overvalued. The current stock price of $14.00 is trading 36.9% above its estimated GF Value™ of $10.23.

Key valuation signals for ALLDF:

  • Debt-to-Asset: 0.52
  • GF Value™: $10.23 vs. price of $14.00 (36.9% above fair value)
  • GF Score™: 78/100 with 10 warning signs

No single metric tells the full story. See the ALLDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ayvens Business Description

Address 17 Cours Valmy, Tour Granite, Puteaux-la-Defense, FRA, 92800
Ayvens SA is a full-service leasing and fleet management group. It offers a diverse range of passenger cars, light commercial vehicles, and options for electric vehicles. The group also provides insurance services. It provides clients with motor third-party liability, material damage insurance, as well as theft and passenger insurance. The company's segmentation comprises 4 regions: Region 1, Region 2, Region 3, and Region 4. The company derives key revenue from Region 2 and Region 3. The company generates revenue from leasing, servicing, and proceeds of car sales, with the majority of revenue deriving from leasing activity.
78GF Score

Get the complete analysis for ALLDF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.00
Price
$10.23
GF Value