AyvensALLDF 78 Debt-to-EBITDA is 20.64 as of Dec. 2025, which is 438% above its 10-year median of 3.84. GuruFocus rates ALLDF with a GF Score™ of 78/100 and a GF Value™ of $10.05. The stock has 10 warning signs investors should review. Among 837 Business Services companies, Ayvens ranks worse than 96.77% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Ayvens's Debt-to-EBITDA or its related term are showing as below:
ALLDF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.41 Med: 3.84 Max: 20.2
Current: 20.2
During the past 12 years, the highest Debt-to-EBITDA Ratio of Ayvens was 20.20. The lowest was 3.41. And the median was 3.84.
ALLDF's Debt-to-EBITDA is ranked worse than 96.77% of 837
companies
in the Business Services industry
Industry Median: 1.6
vs ALLDF: 20.20
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Ayvens Debt-to-EBITDA Related Terms
Ayvens Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Ayvens's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALLDF vs URI, SUNB, AER: Debt-to-EBITDA Comparison
For the Rental & Leasing Services subindustry, Ayvens's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayvens Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Ayvens's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Ayvens's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.
Ayvens (ALLDF) has a Debt-to-EBITDA of 20.64 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ayvens. This is 438% above median its historical median of 3.84. Over the past decade, Ayvens' Debt-to-EBITDA has ranged from 3.41 to 20.20. According to the industry distribution chart, Ayvens ranks #810 out of 837 companies in the Business Services industry, placing it in the top 96.8%.
Is Ayvens' Debt-to-EBITDA too high?
Ayvens' current Debt-to-EBITDA of 20.64 is 438% above median its 10-year median of 3.84. Over the past 10 years, this metric has ranged from a low of 3.41 to a high of 20.20. The Business Services industry median Debt-to-EBITDA is 1.60. Ayvens' value of 20.64 is 1190% above this industry median. Based on the distribution chart, Ayvens ranks #810 out of 837 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Ayvens has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Ayvens' Debt-to-EBITDA compare to URI and SUNB?
According to the Business Services industry distribution chart, Ayvens ranks #810 out of 837 companies for Debt-to-EBITDA. This places Ayvens in the lower half of its industry. The industry median Debt-to-EBITDA is 1.60. Ayvens' value of 20.64 is 1190% above this benchmark. Historically, Ayvens' own Debt-to-EBITDA has ranged from 3.41 to 20.20 over the past decade. While the company's 10-year median is 3.84 vs. the industry median of 1.60, Ayvens has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.60, based on 837 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ayvens's current Debt-to-EBITDA of 20.64 is 1190% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ayvens. For the Business Services industry, the median Debt-to-EBITDA is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayvens's current Debt-to-EBITDA is 20.64, which is 438% above median its own 10-year median of 3.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayvens stock overvalued right now?
Ayvens (ALLDF) has a current Debt-to-EBITDA of 20.64. The stock's GF Value™ is $10.05, compared to a current price of $14.00 — trading 39.3% above its estimated fair value. The current Debt-to-EBITDA is 20.64, which is 438% above median its 10-year median of 3.84 and 1190% above the Business Services industry median of 1.60. Ayvens' overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ayvens (ALLDF), the current Debt-to-EBITDA is 20.64 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayvens (ALLDF) Overvalued in 2026?
Based on GuruFocus' analysis, Ayvens stock appears to be overvalued.
The current stock price of $14.00 is trading 39.3% above its estimated GF Value™ of $10.05.
Key valuation signals for ALLDF:
Debt-to-EBITDA: 20.64 (438% above median its 10-year median of 3.84)
GF Value™: $10.05 vs. price of $14.00 (39.3% above fair value)
Industry Position: 1190% above the Business Services median (#810 of 837)
No single metric tells the full story. See the ALLDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayvens SA is a full-service leasing and fleet management group. It offers a diverse range of passenger cars, light commercial vehicles, and options for electric vehicles. The group also provides insurance services. It provides clients with motor third-party liability, material damage insurance, as well as theft and passenger insurance. The company's segmentation comprises 4 regions: Region 1, Region 2, Region 3, and Region 4. The company derives key revenue from Region 2 and Region 3. The company generates revenue from leasing, servicing, and proceeds of car sales, with the majority of revenue deriving from leasing activity.
78GF Score
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