Mobico Group (CHIX:MCGL) Debt-to-Asset : 0.55 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:MCGL Mobico Group PLC CHIX:MCGL
39 GF Score
Price £0.24
GF Value £0.64
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Mobico Group Debt-to-Asset?

Mobico Group CHIX:MCGL +0.94% 39 Debt-to-Asset is 0.55 as of Dec. 2025. GuruFocus rates CHIX:MCGL with a GF Score™ of 39/100 and a GF Value™ of £0.64 (Possible Value Trap). The stock has 6 warning signs investors should review.

Mobico Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £279 Mil. Mobico Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £1,230 Mil. Mobico Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was £2,724 Mil. Mobico Group's debt to asset for the quarter that ended in Dec. 2025 was 0.55.

Mobico Group  (CHIX:MCGl) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Mobico Group Debt-to-Asset Related Terms

Mobico Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Mobico Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mobico Group Debt-to-Asset Chart

Mobico Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.37 0.37 0.36 0.39 0.46

Mobico Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.37 0.46 0.49 0.55

CHIX:MCGL vs UNP, CSX, NSC: Debt-to-Asset Comparison

For the Railroads subindustry, Mobico Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mobico Group Debt-to-Asset vs Transportation Industry

For the Transportation industry and Industrials sector, Mobico Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Mobico Group's Debt-to-Asset falls into.


CHIX:MCGL
39GF Score
Mobico Group PLC CHIX:MCGL
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mobico Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Mobico Group's Debt-to-Asset for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(219.4 + 1294.5) / 3268.9
=0.46

Mobico Group's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(278.8 + 1229.7) / 2724.2
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.55 mean?
Mobico Group (CHIX:MCGL) has a Debt-to-Asset of 0.55 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Mobico Group and its competitors.
Is Mobico Group's Debt-to-Asset too high?
Mobico Group's current Debt-to-Asset is 0.55. Overall, Mobico Group has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mobico Group's Debt-to-Asset compare to UNP and CSX?
Mobico Group's Debt-to-Asset of 0.55 can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Transportation company?
A good Debt-to-Asset depends on the Transportation industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Mobico Group and its competitors. Mobico Group's current Debt-to-Asset is 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mobico Group stock overvalued right now?
Based on GuruFocus' analysis, Mobico Group (CHIX:MCGL) is currently considered Possible Value Trap. The stock's GF Value™ is £0.64, compared to a current price of £0.24 — trading 62.9% below its estimated fair value. The current Debt-to-Asset is 0.55. Mobico Group's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Mobico Group (CHIX:MCGL), the current Debt-to-Asset is 0.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mobico Group (CHIX:MCGL) Overvalued in 2026?

Based on GuruFocus' analysis, Mobico Group stock appears to be undervalued. The current stock price of £0.24 is trading 62.9% below its estimated GF Value™ of £0.64. GuruFocus considers Mobico Group to be Possible Value Trap.

Key valuation signals for CHIX:MCGL:

  • Debt-to-Asset: 0.55
  • GF Value™: £0.64 vs. price of £0.24 (62.9% below fair value)
  • GF Score™: 39/100 with 6 warning signs

No single metric tells the full story. See the CHIX:MCGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mobico Group Business Description

Other Exchanges MCG:UK3NA:Germany
Address Birmingham Coach Station, National Express House, Mill Lane, Digbeth, Birmingham, GBR, B5 6DD
Mobico Group PLC is a transport operator, internationally and by business area; with operations in North America, continental Europe, the UK and North Africa. It operates in segments that includes UK bus and coach operations, German Rail rail operations, ALSA (predominantly Spain and Morocco) bus and coach operations, and North America (USA and Canada) school bus, transit and shuttle operations.
39GF Score

Get the complete analysis for CHIX:MCGL

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.24
Price
£0.64
GF Value