Mobico Group (CHIX:MCGL) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


CHIX:MCGL Mobico Group PLC CHIX:MCGL
46 GF Score
Price £0.23
GF Value £0.59
Valuation Possible Value Trap
! 8 Warning Signs
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What is Mobico Group Interest Coverage?

Mobico Group CHIX:MCGL +2.99% 46 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates CHIX:MCGL with a GF Score™ of 46/100 and a GF Value™ of £0.59 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 845 Transportation companies, Mobico Group ranks worse than 98.58% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Mobico Group's Operating Income for the six months ended in Dec. 2025 was £-24 Mil. Mobico Group's Interest Expense for the six months ended in Dec. 2025 was £-44 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Mobico Group PLCs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Mobico Group's Interest Coverage or its related term are showing as below:

CHIX:MCGl' s Interest Coverage Range Over the Past 10 Years
Min: 0.26   Med: 3.17   Max: 4.23
Current: 0.26


CHIX:MCGl's Interest Coverage is ranked worse than
98.58% of 845 companies
in the Transportation industry
Industry Median: 5.66 vs CHIX:MCGl: 0.26

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Mobico Group  (CHIX:MCGl) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Mobico Group Interest Coverage Related Terms


Mobico Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Mobico Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Mobico Group Interest Coverage Chart

Mobico Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.78 2.70 1.50 1.56

Mobico Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.72 1.41 1.67 1.11 0.00

CHIX:MCGL vs UNP, CSX, NSC: Interest Coverage Comparison

For the Railroads subindustry, Mobico Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mobico Group Interest Coverage vs Transportation Industry

For the Transportation industry and Industrials sector, Mobico Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Mobico Group's Interest Coverage falls into.


CHIX:MCGL
46GF Score
Mobico Group PLC CHIX:MCGL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mobico Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Mobico Group's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Mobico Group's Interest Expense was £-95 Mil. Its Operating Income was £148 Mil. And its Long-Term Debt & Capital Lease Obligation was £1,259 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*148.2/-95
=1.56

Mobico Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Mobico Group's Interest Expense was £-44 Mil. Its Operating Income was £-24 Mil. And its Long-Term Debt & Capital Lease Obligation was £1,230 Mil.

Mobico Group did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Mobico Group (CHIX:MCGL) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mobico Group and its competitors. Over the past decade, Mobico Group's Interest Coverage has ranged from 0.26 to 4.23. According to the industry distribution chart, Mobico Group ranks #833 out of 845 companies in the Transportation industry, placing it in the top 98.6%.
Is Mobico Group's Interest Coverage too high?
Mobico Group's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 4.23. Based on the distribution chart, Mobico Group ranks #833 out of 845 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, Mobico Group has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mobico Group's Interest Coverage compare to UNP and CSX?
According to the Transportation industry distribution chart, Mobico Group ranks #833 out of 845 companies for Interest Coverage. This places Mobico Group in the lower half of its industry. The industry median Interest Coverage is 5.66. Historically, Mobico Group's own Interest Coverage has ranged from 0.26 to 4.23 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Transportation company?
The median Interest Coverage among Transportation companies is 5.66, based on 845 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mobico Group and its competitors. For the Transportation industry, the median Interest Coverage is 5.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mobico Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mobico Group stock overvalued right now?
Based on GuruFocus' analysis, Mobico Group (CHIX:MCGL) is currently considered Possible Value Trap. The stock's GF Value™ is £0.59, compared to a current price of £0.23 — trading 60.3% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Mobico Group's overall GF Score™ is 46/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Mobico Group (CHIX:MCGL), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mobico Group (CHIX:MCGL) Overvalued in 2026?

Based on GuruFocus' analysis, Mobico Group stock appears to be undervalued. The current stock price of £0.23 is trading 60.3% below its estimated GF Value™ of £0.59. GuruFocus considers Mobico Group to be Possible Value Trap.

Key valuation signals for CHIX:MCGL:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: £0.59 vs. price of £0.23 (60.3% below fair value)
  • GF Score™: 46/100 with 8 warning signs

No single metric tells the full story. See the CHIX:MCGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mobico Group Business Description

Other Exchanges MCG:UK3NA:Germany
Address Birmingham Coach Station, National Express House, Mill Lane, Digbeth, Birmingham, GBR, B5 6DD
Mobico Group PLC is a transport operator, internationally and by business area; with operations in North America, continental Europe, the UK and North Africa. It operates in segments that includes UK bus and coach operations, German Rail rail operations, ALSA (predominantly Spain and Morocco) bus and coach operations, and North America (USA and Canada) school bus, transit and shuttle operations.
46GF Score

Get the complete analysis for CHIX:MCGL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.23
Price
£0.59
GF Value