Instone Real Estate Group SE (FRA:INS) Debt-to-Asset : 0.01 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:INS Instone Real Estate Group SE FRA:INS
79 GF Score
Price €7.50
GF Value €6.90
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Instone Real Estate Group SE Debt-to-Asset?

Instone Real Estate Group SE FRA:INS 79 Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus rates FRA:INS with a GF Score™ of 79/100 and a GF Value™ of €6.90 (Fairly Valued). The stock has 8 warning signs investors should review.

Instone Real Estate Group SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €2.6 Mil. Instone Real Estate Group SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €5.5 Mil. Instone Real Estate Group SE's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was €1,455.0 Mil. Instone Real Estate Group SE's debt to asset for the quarter that ended in Jun. 2026 was 0.01.


Instone Real Estate Group SE  (FRA:INS) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Instone Real Estate Group SE Debt-to-Asset Related Terms


Instone Real Estate Group SE Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Instone Real Estate Group SE's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Instone Real Estate Group SE Debt-to-Asset Chart

Instone Real Estate Group SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.26 0.30 0.30 0.27 0.28

Instone Real Estate Group SE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.01 0.28 0.01 0.01

Instone Real Estate Group SE Debt-to-Asset Competitor Comparison

For the Real Estate - Development subindustry, Instone Real Estate Group SE's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Instone Real Estate Group SE Debt-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Instone Real Estate Group SE's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Instone Real Estate Group SE's Debt-to-Asset falls into.


FRA:INS
79GF Score
Instone Real Estate Group SE FRA:INS
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Instone Real Estate Group SE Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Instone Real Estate Group SE's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(164.59 + 335.976) / 1818.151
=0.28

Instone Real Estate Group SE's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(2.637 + 5.469) / 1454.959
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.01 mean?
Instone Real Estate Group SE (FRA:INS) has a Debt-to-Asset of 0.01 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Instone Real Estate Group SE and its competitors.
Is Instone Real Estate Group SE's Debt-to-Asset too high?
Instone Real Estate Group SE's current Debt-to-Asset is 0.01. Overall, Instone Real Estate Group SE has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Instone Real Estate Group SE's Debt-to-Asset compare to competitors?
Instone Real Estate Group SE's Debt-to-Asset of 0.01 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Real Estate company?
A good Debt-to-Asset depends on the Real Estate industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Instone Real Estate Group SE and its competitors. Instone Real Estate Group SE's current Debt-to-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Instone Real Estate Group SE stock overvalued right now?
Based on GuruFocus' analysis, Instone Real Estate Group SE (FRA:INS) is currently considered Fairly Valued. The stock's GF Value™ is €6.90, compared to a current price of €7.50 — trading 8.7% above its estimated fair value. The current Debt-to-Asset is 0.01. Instone Real Estate Group SE's overall GF Score™ is 79/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Instone Real Estate Group SE (FRA:INS), the current Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Instone Real Estate Group SE (FRA:INS) Overvalued in 2026?

Based on GuruFocus' analysis, Instone Real Estate Group SE stock appears to be overvalued. The current stock price of €7.50 is trading 8.7% above its estimated GF Value™ of €6.90. GuruFocus considers Instone Real Estate Group SE to be Fairly Valued.

Key valuation signals for FRA:INS:

  • Debt-to-Asset: 0.01
  • GF Value™: €6.90 vs. price of €7.50 (8.7% above fair value)
  • GF Score™: 79/100 with 8 warning signs

No single metric tells the full story. See the FRA:INS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Instone Real Estate Group SE Business Description

Address Grugaplatz 2-4, Essen, NW, DEU, 45131
Instone Real Estate Group SE is a real estate development company. The company is engaged in the development of modern, urban, multi-family homes and the redevelopment of listed buildings for residential use. The company constructs apartment buildings and residential quarters, refurbishment of monument-protected properties, and new buildings of real estate properties and other related activities. The company operates only in one business segment and one geographical segment and generates revenue and holds majority assets in Germany.
79GF Score

Get the complete analysis for FRA:INS

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.50
Price
€6.90
GF Value