Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Instone Real Estate Group SEFRA:INS -2.36%79 Equity-to-Asset is 0.44 as of Mar. 2026, which is 33% above its 10-year median of 0.33. GuruFocus rates FRA:INS with a GF Score™ of 79/100 and a GF Value™ of €7.65 (Fairly Valued). The stock has 9 warning signs investors should review. Among 1,800 Real Estate companies, Instone Real Estate Group SE ranks worse than 50.28% on this metric.
Instone Real Estate Group SE (FRA:INS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Instone Real Estate Group SE Equity-to-Asset Related Terms
Instone Real Estate Group SE Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Instone Real Estate Group SE Equity-to-Asset Chart
Instone Real Estate Group SE Equity-to-Asset Competitor Comparison
For the Real Estate - Development subindustry, Instone Real Estate Group SE's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Instone Real Estate Group SE Equity-to-Asset vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Instone Real Estate Group SE's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Instone Real Estate Group SE's Equity-to-Asset falls into.
Instone Real Estate Group SE Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Instone Real Estate Group SE's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Instone Real Estate Group SE (FRA:INS) has a Equity-to-Asset of 0.44 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Instone Real Estate Group SE and its competitors. This is 33% above median its historical median of 0.33. According to the industry distribution chart, Instone Real Estate Group SE ranks #905 out of 1800 companies in the Real Estate industry, placing it in the top 50.3%.
Is Instone Real Estate Group SE's Equity-to-Asset too high?
Instone Real Estate Group SE's current Equity-to-Asset of 0.44 is 33% above median its 10-year median of 0.33. The Real Estate industry median Equity-to-Asset is 0.45. Instone Real Estate Group SE's value of 0.44 is 2.2% below this industry median. Based on the distribution chart, Instone Real Estate Group SE ranks #905 out of 1800 companies in the Real Estate industry, which is below the industry midpoint. Overall, Instone Real Estate Group SE has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Instone Real Estate Group SE's Equity-to-Asset compare to competitors?
According to the Real Estate industry distribution chart, Instone Real Estate Group SE ranks #905 out of 1800 companies for Equity-to-Asset. This places Instone Real Estate Group SE in the lower half of its industry. The industry median Equity-to-Asset is 0.45. Instone Real Estate Group SE's value of 0.44 is 2.2% below this benchmark. While the company's 10-year median is 0.33 vs. the industry median of 0.45, Instone Real Estate Group SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Real Estate company?
The median Equity-to-Asset among Real Estate companies is 0.45, based on 1,800 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Instone Real Estate Group SE's current Equity-to-Asset of 0.44 is 2.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Instone Real Estate Group SE and its competitors. For the Real Estate industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Instone Real Estate Group SE's current Equity-to-Asset is 0.44, which is 33% above median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Instone Real Estate Group SE stock overvalued right now?
Based on GuruFocus' analysis, Instone Real Estate Group SE (FRA:INS) is currently considered Fairly Valued. The stock's GF Value™ is €7.65, compared to a current price of €7.44 — trading 2.7% below its estimated fair value. The current Equity-to-Asset is 0.44, which is 33% above median its 10-year median of 0.33 and 2.2% below the Real Estate industry median of 0.45. Instone Real Estate Group SE's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Instone Real Estate Group SE (FRA:INS), the current Equity-to-Asset is 0.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Instone Real Estate Group SE (FRA:INS) Overvalued in 2026?
Based on GuruFocus' analysis, Instone Real Estate Group SE stock appears to be undervalued.
The current stock price of €7.44 is trading 2.7% below its estimated GF Value™ of €7.65.
GuruFocus considers Instone Real Estate Group SE to be Fairly Valued.
Key valuation signals for FRA:INS:
Equity-to-Asset: 0.44 (33% above median its 10-year median of 0.33)
GF Value™: €7.65 vs. price of €7.44 (2.7% below fair value)
Industry Position: 2.2% below the Real Estate median (#905 of 1800)
No single metric tells the full story. See the FRA:INS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Instone Real Estate Group SE is a real estate development company. The company is engaged in the development of modern, urban, multi-family homes and the redevelopment of listed buildings for residential use. The company constructs apartment buildings and residential quarters, refurbishment of monument-protected properties, and new buildings of real estate properties and other related activities. The company operates only in one business segment and one geographical segment and generates revenue and holds majority assets in Germany.
79GF Score
Get the complete analysis for FRA:INS
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:INS has been successfully added to your 
