Ascory Bank AG (FRA:VG80) Debt-to-Asset : 0.04 (As of Jun. 2026)

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FRA:VG80 Ascory Bank AG FRA:VG80
55 GF Score
Price €2.48
GF Value €1.72
! 4 Warning Signs
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What is Ascory Bank AG Debt-to-Asset?

Ascory Bank AG FRA:VG80 55 Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus rates FRA:VG80 with a GF Score™ of 55/100 and a GF Value™ of €1.72. The stock has 4 warning signs investors should review.

Ascory Bank AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.00 Mil. Ascory Bank AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €39.79 Mil. Ascory Bank AG's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was €1,092.98 Mil. Ascory Bank AG's debt to asset for the quarter that ended in Jun. 2026 was 0.04.

Ascory Bank AG  (FRA:VG80) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Ascory Bank AG Debt-to-Asset Related Terms

Ascory Bank AG Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Ascory Bank AG's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ascory Bank AG Debt-to-Asset Chart

Ascory Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.03 0.05 0.04

Ascory Bank AG Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.05 0.04 0.04 0.04

FRA:VG80 vs USB, PNC: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Ascory Bank AG's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ascory Bank AG Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Ascory Bank AG's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Ascory Bank AG's Debt-to-Asset falls into.


FRA:VG80
55GF Score
Ascory Bank AG FRA:VG80
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Ascory Bank AG Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Ascory Bank AG's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 41.227) / 1064.929
=0.04

Ascory Bank AG's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 39.791) / 1092.975
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.04 mean?
Ascory Bank AG (FRA:VG80) has a Debt-to-Asset of 0.04 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Ascory Bank AG and its competitors.
Is Ascory Bank AG's Debt-to-Asset too high?
Ascory Bank AG's current Debt-to-Asset is 0.04. Overall, Ascory Bank AG has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ascory Bank AG's Debt-to-Asset compare to USB and PNC?
Ascory Bank AG's Debt-to-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Ascory Bank AG and its competitors. Ascory Bank AG's current Debt-to-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascory Bank AG stock overvalued right now?
Ascory Bank AG (FRA:VG80) has a current Debt-to-Asset of 0.04. The stock's GF Value™ is €1.72, compared to a current price of €2.48 — trading 44.2% above its estimated fair value. The current Debt-to-Asset is 0.04. Ascory Bank AG's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Ascory Bank AG (FRA:VG80), the current Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ascory Bank AG (FRA:VG80) Overvalued in 2026?

Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued. The current stock price of €2.48 is trading 44.2% above its estimated GF Value™ of €1.72.

Key valuation signals for FRA:VG80:

  • Debt-to-Asset: 0.04
  • GF Value™: €1.72 vs. price of €2.48 (44.2% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the FRA:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ascory Bank AG Business Description

Other Exchanges VG80:GermanyVG80:Germany
Address Grosse Elbstrasse 39, Hamburg, DEU, 22767
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
55GF Score

Get the complete analysis for FRA:VG80

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.48
Price
€1.72
GF Value