Nowonomics AB (NGM:NOWO) Debt-to-Asset : 0.00 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NGM:NOWO Nowonomics AB NGM:NOWO
51 GF Score
Price kr5.00
GF Value kr8.04
Valuation Possible Value Trap
! 4 Warning Signs
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What is Nowonomics AB Debt-to-Asset?

Nowonomics AB NGM:NOWO -5.66% 51 Debt-to-Asset is 0.00 as of Jun. 2026. GuruFocus rates NGM:NOWO with a GF Score™ of 51/100 and a GF Value™ of kr8.04 (Possible Value Trap). The stock has 4 warning signs investors should review.

Nowonomics AB's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0.00 Mil. Nowonomics AB's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0.00 Mil. Nowonomics AB's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was kr30.40 Mil. Nowonomics AB's debt to asset for the quarter that ended in Jun. 2026 was 0.00.


Nowonomics AB  (NGM:NOWO) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Nowonomics AB Debt-to-Asset Related Terms


Nowonomics AB Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Nowonomics AB's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nowonomics AB Debt-to-Asset Chart

Nowonomics AB Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.69 0.41 0.33 0.00 0.20

Nowonomics AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.00 0.20 0.00 0.00

NGM:NOWO vs CRM, SHOP, UBER: Debt-to-Asset Comparison

For the Software - Application subindustry, Nowonomics AB's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nowonomics AB Debt-to-Asset vs Software Industry

For the Software industry and Technology sector, Nowonomics AB's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Nowonomics AB's Debt-to-Asset falls into.


NGM:NOWO
51GF Score
Nowonomics AB NGM:NOWO
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Nowonomics AB Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Nowonomics AB's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Nowonomics AB's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.00 mean?
Nowonomics AB (NGM:NOWO) has a Debt-to-Asset of 0.00 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Nowonomics AB and its competitors.
Is Nowonomics AB's Debt-to-Asset too high?
Nowonomics AB's current Debt-to-Asset is 0.00. Overall, Nowonomics AB has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Nowonomics AB's Debt-to-Asset compare to CRM and SHOP?
Nowonomics AB's Debt-to-Asset of 0.00 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Software company?
A good Debt-to-Asset depends on the Software industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Nowonomics AB and its competitors. Nowonomics AB's current Debt-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nowonomics AB stock overvalued right now?
Based on GuruFocus' analysis, Nowonomics AB (NGM:NOWO) is currently considered Possible Value Trap. The stock's GF Value™ is kr8.04, compared to a current price of kr5.00 — trading 37.8% below its estimated fair value. The current Debt-to-Asset is 0.00. Nowonomics AB's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Nowonomics AB (NGM:NOWO), the current Debt-to-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nowonomics AB (NGM:NOWO) Overvalued in 2026?

Based on GuruFocus' analysis, Nowonomics AB stock appears to be undervalued. The current stock price of kr5.00 is trading 37.8% below its estimated GF Value™ of kr8.04. GuruFocus considers Nowonomics AB to be Possible Value Trap.

Key valuation signals for NGM:NOWO:

  • Debt-to-Asset: 0.00
  • GF Value™: kr8.04 vs. price of kr5.00 (37.8% below fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the NGM:NOWO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nowonomics AB Business Description

Address Artillerigatan 42, Stockholm, SWE, 114 45
Nowonomics AB is a Swedish financial technology company that operates a digital savings and personal finance platform. The company develops tools and services designed to help individuals manage their personal finances, with a particular focus on encouraging long-term saving ahead of retirement. Its offerings combine proprietary technology with partnerships to provide accessible savings and investment solutions, along with educational content intended to improve financial literacy among members. The platform serves retail customers in Sweden, who access the services through digital channels. Revenue is generated primarily through fees and commissions tied to the savings and financial products distributed via the platform, as well as partnership arrangements with financial institutions and product providers. The company positions itself at the intersection of savings, pension planning, and digital financial education for private individuals.
51GF Score

Get the complete analysis for NGM:NOWO

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr5.00
Price
kr8.04
GF Value