Nowonomics AB (NGM:NOWO) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


NGM:NOWO Nowonomics AB NGM:NOWO
61 GF Score
Price kr5.80
GF Value kr5.12
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Nowonomics AB Interest Coverage?

Nowonomics AB NGM:NOWO -2.52% 61 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates NGM:NOWO with a GF Score™ of 61/100 and a GF Value™ of kr5.12 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,713 Software companies, Nowonomics AB ranks worse than 58377.06% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Nowonomics AB's Operating Income for the three months ended in Mar. 2026 was kr-4.50 Mil. Nowonomics AB's Interest Expense for the three months ended in Mar. 2026 was kr-0.10 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Nowonomics AB's Interest Coverage or its related term are showing as below:


NGM:NOWO's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.62
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Nowonomics AB  (NGM:NOWO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Nowonomics AB Interest Coverage Related Terms


Nowonomics AB Interest Coverage Historical Data

* Premium members only.

The historical data trend for Nowonomics AB's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Nowonomics AB Interest Coverage Chart

Nowonomics AB Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Nowonomics AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NGM:NOWO vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Nowonomics AB's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nowonomics AB Interest Coverage vs Software Industry

For the Software industry and Technology sector, Nowonomics AB's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Nowonomics AB's Interest Coverage falls into.


NGM:NOWO
61GF Score
Nowonomics AB NGM:NOWO
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Nowonomics AB Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nowonomics AB's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Nowonomics AB's Interest Expense was kr-0.53 Mil. Its Operating Income was kr-16.90 Mil. And its Long-Term Debt & Capital Lease Obligation was kr5.00 Mil.

Nowonomics AB did not have earnings to cover the interest expense.

Nowonomics AB's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Nowonomics AB's Interest Expense was kr-0.10 Mil. Its Operating Income was kr-4.50 Mil. And its Long-Term Debt & Capital Lease Obligation was kr0.00 Mil.

Nowonomics AB did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Nowonomics AB (NGM:NOWO) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nowonomics AB and its competitors. According to the industry distribution chart, Nowonomics AB ranks #999999 out of 1713 companies in the Software industry.
Is Nowonomics AB's Interest Coverage too high?
Nowonomics AB's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Nowonomics AB ranks #999999 out of 1713 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Nowonomics AB has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nowonomics AB's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Nowonomics AB ranks #999999 out of 1713 companies for Interest Coverage. This places Nowonomics AB in the lower half of its industry. The industry median Interest Coverage is 24.62. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nowonomics AB and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nowonomics AB's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nowonomics AB stock overvalued right now?
Based on GuruFocus' analysis, Nowonomics AB (NGM:NOWO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr5.12, compared to a current price of kr5.80 — trading 13.3% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Nowonomics AB's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nowonomics AB (NGM:NOWO), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nowonomics AB (NGM:NOWO) Overvalued in 2026?

Based on GuruFocus' analysis, Nowonomics AB stock appears to be overvalued. The current stock price of kr5.80 is trading 13.3% above its estimated GF Value™ of kr5.12. GuruFocus considers Nowonomics AB to be Modestly Overvalued.

Key valuation signals for NGM:NOWO:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: kr5.12 vs. price of kr5.80 (13.3% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the NGM:NOWO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nowonomics AB Business Description

Address Artillerigatan 42, Stockholm, SWE, 114 45
Nowonomics AB is a savings platform whose purpose is to help the user to manage the personal finances. It aims to promote savings before retirement and therefore develops its own tools and solutions together with partners to simplify, educate and help members to have a accessible financial solutions.
61GF Score

Get the complete analysis for NGM:NOWO

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr5.80
Price
kr5.12
GF Value