Aasen Sparebank (OSL:AASB) Debt-to-Asset : 0.17 (As of Jun. 2026)

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OSL:AASB Aasen Sparebank OSL:AASB
54 GF Score
Price kr134.00
GF Value kr132.23
Valuation Fairly Valued
! 5 Warning Signs
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What is Aasen Sparebank Debt-to-Asset?

Aasen Sparebank OSL:AASB 54 Debt-to-Asset is 0.17 as of Jun. 2026. GuruFocus rates OSL:AASB with a GF Score™ of 54/100 and a GF Value™ of kr132.23 (Fairly Valued). The stock has 5 warning signs investors should review.

Aasen Sparebank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0.0 Mil. Aasen Sparebank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr1,257.3 Mil. Aasen Sparebank's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was kr7,502.0 Mil. Aasen Sparebank's debt to asset for the quarter that ended in Jun. 2026 was 0.17.

Aasen Sparebank  (OSL:AASB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Aasen Sparebank Debt-to-Asset Related Terms

Aasen Sparebank Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Aasen Sparebank's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aasen Sparebank Debt-to-Asset Chart

Aasen Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.18 0.13 0.13 0.17

Aasen Sparebank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.14 0.17 0.17 0.17

Aasen Sparebank Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Aasen Sparebank's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Aasen Sparebank Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Aasen Sparebank's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Aasen Sparebank's Debt-to-Asset falls into.


OSL:AASB
54GF Score
Aasen Sparebank OSL:AASB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aasen Sparebank Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Aasen Sparebank's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1234.889) / 7176.45
=0.17

Aasen Sparebank's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1257.329) / 7502.024
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.17 mean?
Aasen Sparebank (OSL:AASB) has a Debt-to-Asset of 0.17 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Aasen Sparebank and its competitors.
Is Aasen Sparebank's Debt-to-Asset too high?
Aasen Sparebank's current Debt-to-Asset is 0.17. Overall, Aasen Sparebank has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aasen Sparebank's Debt-to-Asset compare to competitors?
Aasen Sparebank's Debt-to-Asset of 0.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Aasen Sparebank and its competitors. Aasen Sparebank's current Debt-to-Asset is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aasen Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Aasen Sparebank (OSL:AASB) is currently considered Fairly Valued. The stock's GF Value™ is kr132.23, compared to a current price of kr134.00 — trading 1.3% above its estimated fair value. The current Debt-to-Asset is 0.17. Aasen Sparebank's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Aasen Sparebank (OSL:AASB), the current Debt-to-Asset is 0.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aasen Sparebank (OSL:AASB) Overvalued in 2026?

Based on GuruFocus' analysis, Aasen Sparebank stock appears to be overvalued. The current stock price of kr134.00 is trading 1.3% above its estimated GF Value™ of kr132.23. GuruFocus considers Aasen Sparebank to be Fairly Valued.

Key valuation signals for OSL:AASB:

  • Debt-to-Asset: 0.17
  • GF Value™: kr132.23 vs. price of kr134.00 (1.3% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the OSL:AASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aasen Sparebank Business Description

Address Stasjonsvegen 1, P.O. Box 33, Asen, NOR, 7631
Aasen Sparebank is a local savings bank. It offers a full-service concept for banking and financial services, both for private and agricultural customers, as well as for small and medium-sized businesses. The company's services include Mortgage, Car loans, Loans and refinancing, Insurance, Online and Mobile Banking, Deposits and others.
54GF Score

Get the complete analysis for OSL:AASB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr134.00
Price
kr132.23
GF Value