Aasen SparebankOSL:AASB -0.73%52 Net Margin % is 35.42% as of Mar. 2026, which is 4% below its 10-year median of 36.88. GuruFocus rates OSL:AASB with a GF Score™ of 52/100 and a GF Value™ of kr133.65 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Aasen Sparebank ranks better than 84.48% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Aasen Sparebank's Net Income for the
three
months ended in Mar. 2026 was kr17.9 Mil. Aasen Sparebank's Revenue for the
three
months ended in Mar. 2026 was kr50.4 Mil. Therefore, Aasen Sparebank's net margin for the quarter that ended in Mar. 2026 was 35.42%.
The historical rank and industry rank for Aasen Sparebank's Net Margin % or its related term are showing as below:
OSL:AASB'
s Net Margin % Range Over the Past 10 Years
Min: 31.61 Med: 36.88 Max: 43.08
Current: 40.17
OSL:AASB's Net Margin % is ranked better than 84.48% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs OSL:AASB: 40.17
Aasen Sparebank (OSL:AASB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Aasen Sparebank Net Margin % Related Terms
Aasen Sparebank Net Margin % Historical Data
* Premium members only.
The historical data trend for Aasen Sparebank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aasen Sparebank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Aasen Sparebank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aasen Sparebank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Aasen Sparebank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Aasen Sparebank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aasen Sparebank (OSL:AASB) has a Net Margin % of 35.42% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Aasen Sparebank and its competitors. This is near median its historical median of 36.88. Over the past decade, Aasen Sparebank's Net Margin % has ranged from 31.61 to 43.08. According to the industry distribution chart, Aasen Sparebank ranks #237 out of 1527 companies in the Banks industry, placing it in the top 15.5%.
Is Aasen Sparebank's Net Margin % too high?
Aasen Sparebank's current Net Margin % of 35.42% is near median its 10-year median of 36.88. Over the past 10 years, this metric has ranged from a low of 31.61 to a high of 43.08. The Banks industry median Net Margin % is 26.95. Aasen Sparebank's value of 35.42% is 31.4% above this industry median. Based on the distribution chart, Aasen Sparebank ranks #237 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Aasen Sparebank has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aasen Sparebank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Aasen Sparebank ranks #237 out of 1527 companies for Net Margin %. This places Aasen Sparebank in the top 16% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Aasen Sparebank's value of 35.42% is 31.4% above this benchmark. Historically, Aasen Sparebank's own Net Margin % has ranged from 31.61 to 43.08 over the past decade. While the company's 10-year median is 36.88 vs. the industry median of 26.95, Aasen Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aasen Sparebank's current Net Margin % of 35.42% is 31.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Aasen Sparebank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aasen Sparebank's current Net Margin % is 35.42%, which is near median its own 10-year median of 36.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aasen Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Aasen Sparebank (OSL:AASB) is currently considered Fairly Valued. The stock's GF Value™ is kr133.65, compared to a current price of kr134.00 — trading 0.3% above its estimated fair value. The current Net Margin % is 35.42%, which is near median its 10-year median of 36.88 and 31.4% above the Banks industry median of 26.95. Aasen Sparebank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Aasen Sparebank (OSL:AASB), the current Net Margin % is 35.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aasen Sparebank (OSL:AASB) Overvalued in 2026?
Based on GuruFocus' analysis, Aasen Sparebank stock appears to be overvalued.
The current stock price of kr134.00 is trading 0.3% above its estimated GF Value™ of kr133.65.
GuruFocus considers Aasen Sparebank to be Fairly Valued.
Key valuation signals for OSL:AASB:
Net Margin %: 35.42% (near median its 10-year median of 36.88)
GF Value™: kr133.65 vs. price of kr134.00 (0.3% above fair value)
Industry Position: 31.4% above the Banks median (#237 of 1527)
No single metric tells the full story. See the OSL:AASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aasen Sparebank is a local savings bank. It offers a full-service concept for banking and financial services, both for private and agricultural customers, as well as for small and medium-sized businesses. The company's services include Mortgage, Car loans, Loans and refinancing, Insurance, Online and Mobile Banking, Deposits and others.
52GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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