Skandinaviska Enskilda Banken AB (OSTO:SEB A) Debt-to-Asset : 0.23 (As of Mar. 2026)


OSTO:SEB A Skandinaviska Enskilda Banken AB OSTO:SEB A
69 GF Score
Price kr192.95
GF Value kr151.96
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Skandinaviska Enskilda Banken AB Debt-to-Asset?

Skandinaviska Enskilda Banken AB OSTO:SEB A -1.35% 69 Debt-to-Asset is 0.23 as of Mar. 2026. GuruFocus rates OSTO:SEB A with a GF Score™ of 69/100 and a GF Value™ of kr151.96 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Skandinaviska Enskilda Banken AB's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr0 Mil. Skandinaviska Enskilda Banken AB's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr960,645 Mil. Skandinaviska Enskilda Banken AB's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was kr4,123,102 Mil. Skandinaviska Enskilda Banken AB's debt to asset for the quarter that ended in Mar. 2026 was 0.23.

Skandinaviska Enskilda Banken AB  (OSTO:SEB A) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Skandinaviska Enskilda Banken AB Debt-to-Asset Related Terms

Skandinaviska Enskilda Banken AB Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Skandinaviska Enskilda Banken AB's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skandinaviska Enskilda Banken AB Debt-to-Asset Chart

Skandinaviska Enskilda Banken AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.24 0.25 0.25 0.24

Skandinaviska Enskilda Banken AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.23 0.24 0.24 0.23

OSTO:SEB A vs PNC: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Skandinaviska Enskilda Banken AB's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Skandinaviska Enskilda Banken AB Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Skandinaviska Enskilda Banken AB's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Skandinaviska Enskilda Banken AB's Debt-to-Asset falls into.


OSTO:SEB A
69GF Score
Skandinaviska Enskilda Banken AB OSTO:SEB A
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Skandinaviska Enskilda Banken AB Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Skandinaviska Enskilda Banken AB's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 890456) / 3670681
=0.24

Skandinaviska Enskilda Banken AB's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 960645) / 4123102
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.23 mean?
Skandinaviska Enskilda Banken AB (OSTO:SEB A) has a Debt-to-Asset of 0.23 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Skandinaviska Enskilda Banken AB and its competitors.
Is Skandinaviska Enskilda Banken AB's Debt-to-Asset too high?
Skandinaviska Enskilda Banken AB's current Debt-to-Asset is 0.23. Overall, Skandinaviska Enskilda Banken AB has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skandinaviska Enskilda Banken AB's Debt-to-Asset compare to PNC?
Skandinaviska Enskilda Banken AB's Debt-to-Asset of 0.23 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Skandinaviska Enskilda Banken AB and its competitors. Skandinaviska Enskilda Banken AB's current Debt-to-Asset is 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skandinaviska Enskilda Banken AB stock overvalued right now?
Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB (OSTO:SEB A) is currently considered Modestly Overvalued. The stock's GF Value™ is kr151.96, compared to a current price of kr192.95 — trading 27% above its estimated fair value. The current Debt-to-Asset is 0.23. Skandinaviska Enskilda Banken AB's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Skandinaviska Enskilda Banken AB (OSTO:SEB A), the current Debt-to-Asset is 0.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skandinaviska Enskilda Banken AB (OSTO:SEB A) Overvalued in 2026?

Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB stock appears to be overvalued. The current stock price of kr192.95 is trading 27% above its estimated GF Value™ of kr151.96. GuruFocus considers Skandinaviska Enskilda Banken AB to be Modestly Overvalued.

Key valuation signals for OSTO:SEB A:

  • Debt-to-Asset: 0.23
  • GF Value™: kr151.96 vs. price of kr192.95 (27% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the OSTO:SEB A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Skandinaviska Enskilda Banken AB Business Description

Address Kungstradgardsgatan 8, Stockholm, SWE, SE-106 40
Skandinaviska Enskilda Banken is a Swedish universal bank with a strong focus on the corporate lending sector. The bank operates in the Nordics, the Baltics, Germany, and the United Kingdom but derives the majority of its operating profits from Sweden. SEB specializes in corporate lending, particularly to large corporations. Additionally, it serves large midcorporate and multinational companies, financial institutions, and small and medium-size enterprises. It also serves about 4 million private customers in Sweden and the Baltics. The bank offers asset management, life insurance, and private banking services to its clients.
69GF Score

Get the complete analysis for OSTO:SEB A

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr192.95
Price
kr151.96
GF Value