Cyber Folks (WAR:CBF) Debt-to-Asset : 0.31 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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WAR:CBF Cyber Folks SA WAR:CBF
94 GF Score
Price zł212.80
GF Value zł207.32
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Cyber Folks Debt-to-Asset?

Cyber Folks WAR:CBF -0.59% 94 Debt-to-Asset is 0.31 as of Jun. 2026. GuruFocus rates WAR:CBF with a GF Score™ of 94/100 and a GF Value™ of zł207.32 (Fairly Valued). The stock has 4 warning signs investors should review.

Cyber Folks's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł142.9 Mil. Cyber Folks's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł630.8 Mil. Cyber Folks's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was zł2,499.0 Mil. Cyber Folks's debt to asset for the quarter that ended in Jun. 2026 was 0.31.

Cyber Folks  (WAR:CBF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Cyber Folks Debt-to-Asset Related Terms

Cyber Folks Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Cyber Folks's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cyber Folks Debt-to-Asset Chart

Cyber Folks Annual Data
Trend Jun19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.35 0.40 0.34 0.24 -

Cyber Folks Quarterly Data
Jun21 Sep21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.48 0.42 - 0.36 0.31

WAR:CBF vs IBM, ACN, CTSH: Debt-to-Asset Comparison

For the Information Technology Services subindustry, Cyber Folks's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cyber Folks Debt-to-Asset vs Software Industry

For the Software industry and Technology sector, Cyber Folks's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Cyber Folks's Debt-to-Asset falls into.


WAR:CBF
94GF Score
Cyber Folks SA WAR:CBF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cyber Folks Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Cyber Folks's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=( + ) /
=N/A

Cyber Folks's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(142.854 + 630.808) / 2498.966
=0.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.31 mean?
Cyber Folks (WAR:CBF) has a Debt-to-Asset of 0.31 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Cyber Folks and its competitors.
Is Cyber Folks' Debt-to-Asset too high?
Cyber Folks' current Debt-to-Asset is 0.31. Overall, Cyber Folks has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cyber Folks' Debt-to-Asset compare to IBM and ACN?
Cyber Folks' Debt-to-Asset of 0.31 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Software company?
A good Debt-to-Asset depends on the Software industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Cyber Folks and its competitors. Cyber Folks's current Debt-to-Asset is 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cyber Folks stock overvalued right now?
Based on GuruFocus' analysis, Cyber Folks (WAR:CBF) is currently considered Fairly Valued. The stock's GF Value™ is zł207.32, compared to a current price of zł212.80 — trading 2.6% above its estimated fair value. The current Debt-to-Asset is 0.31. Cyber Folks' overall GF Score™ is 94/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Cyber Folks (WAR:CBF), the current Debt-to-Asset is 0.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cyber Folks (WAR:CBF) Overvalued in 2026?

Based on GuruFocus' analysis, Cyber Folks stock appears to be overvalued. The current stock price of zł212.80 is trading 2.6% above its estimated GF Value™ of zł207.32. GuruFocus considers Cyber Folks to be Fairly Valued.

Key valuation signals for WAR:CBF:

  • Debt-to-Asset: 0.31
  • GF Value™: zł207.32 vs. price of zł212.80 (2.6% above fair value)
  • GF Score™: 94/100 with 4 warning signs

No single metric tells the full story. See the WAR:CBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cyber Folks Business Description

Other Exchanges 0K0:Germany
Address ul. Wierzbiecice 1B, Poznan, POL, 61-569
Cyber Folks SA, formerly R22 SA, is a Polish technology company that provides subscription-based and software-as-a-service solutions, primarily for small and medium-sized businesses. Its operations span the full value chain, from developing proprietary software to maintaining it and handling sales and customer service. The company's main business lines include web hosting and domain registration, omnichannel communication services that automate electronic communication with customers, and telecommunications services. Its brands serve entrepreneurs and SMEs seeking digital tools for building and managing an online presence. Revenue is generated mainly through recurring subscription fees and SaaS contracts, giving the business a predictable, recurring revenue model. The company operates primarily in Poland and other Central and Eastern European markets, though some services reach broader international customers.
94GF Score

Get the complete analysis for WAR:CBF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł212.80
Price
zł207.32
GF Value