Union Pacific (XSWX:UNP) Debt-to-Asset : 0.44 (As of Jun. 2026)

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XSWX:UNP Union Pacific Corp XSWX:UNP
93 GF Score
Price CHF252.00
GF Value CHF204.76
! 5 Warning Signs
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What is Union Pacific Debt-to-Asset?

Union Pacific XSWX:UNP +1.74% 93 Debt-to-Asset is 0.44 as of Jun. 2026. GuruFocus rates XSWX:UNP with a GF Score™ of 93/100 and a GF Value™ of CHF204.76. The stock has 5 warning signs investors should review.

Union Pacific's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF1,216 Mil. Union Pacific's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF23,698 Mil. Union Pacific's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was CHF56,919 Mil. Union Pacific's debt to asset for the quarter that ended in Jun. 2026 was 0.44.

Union Pacific  (XSWX:UNP) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Union Pacific Debt-to-Asset Related Terms

Union Pacific Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Union Pacific's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Pacific Debt-to-Asset Chart

Union Pacific Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.53 0.51 0.48 0.47

Union Pacific Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 0.48 0.47 0.45 0.44

XSWX:UNP vs CSX, NSC, WAB: Debt-to-Asset Comparison

For the Railroads subindustry, Union Pacific's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Union Pacific Debt-to-Asset vs Transportation Industry

For the Transportation industry and Industrials sector, Union Pacific's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Union Pacific's Debt-to-Asset falls into.


XSWX:UNP
93GF Score
Union Pacific Corp XSWX:UNP
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Pacific Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Union Pacific's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1426.451 + 24729.401) / 55542.336
=0.47

Union Pacific's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1215.735 + 23697.646) / 56918.952
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.44 mean?
Union Pacific (XSWX:UNP) has a Debt-to-Asset of 0.44 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Union Pacific and its competitors.
Is Union Pacific's Debt-to-Asset too high?
Union Pacific's current Debt-to-Asset is 0.44. Overall, Union Pacific has a GF Score™ of 93/100, reflecting its overall financial health beyond just this single metric.
How does Union Pacific's Debt-to-Asset compare to CSX and NSC?
Union Pacific's Debt-to-Asset of 0.44 can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Transportation company?
A good Debt-to-Asset depends on the Transportation industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Union Pacific and its competitors. Union Pacific's current Debt-to-Asset is 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Pacific stock overvalued right now?
Union Pacific (XSWX:UNP) has a current Debt-to-Asset of 0.44. The stock's GF Value™ is CHF204.76, compared to a current price of CHF252.00 — trading 23.1% above its estimated fair value. The current Debt-to-Asset is 0.44. Union Pacific's overall GF Score™ is 93/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Union Pacific (XSWX:UNP), the current Debt-to-Asset is 0.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Pacific (XSWX:UNP) Overvalued in 2026?

Based on GuruFocus' analysis, Union Pacific stock appears to be overvalued. The current stock price of CHF252.00 is trading 23.1% above its estimated GF Value™ of CHF204.76.

Key valuation signals for XSWX:UNP:

  • Debt-to-Asset: 0.44
  • GF Value™: CHF204.76 vs. price of CHF252.00 (23.1% above fair value)
  • GF Score™: 93/100 with 5 warning signs

No single metric tells the full story. See the XSWX:UNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Pacific Business Description

Address 1400 Douglas Street, Omaha, NE, USA, 68179
Omaha, Nebraska-based Union Pacific is the largest public railroad in North America. Operating on more than 30,000 miles of track in the western two-thirds of the US, Union Pacific generated $24.5 billion of revenue in 2025 by hauling coal, industrial products, intermodal containers, agricultural goods, chemicals, fertilizers, and automotive goods. Union Pacific owns about one-fourth of Mexican railroad Ferromex and historically derives roughly 10% of its revenue hauling freight to and from Mexico.
93GF Score

Get the complete analysis for XSWX:UNP

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF252.00
Price
CHF204.76
GF Value