Union PacificXSWX:UNP +1.73%91 5-Year Yield-on-Cost % is 1.35 as of Jul. 12, 2026, which is 54% below its 10-year median of 2.95. GuruFocus rates XSWX:UNP with a GF Score™ of 91/100 and a GF Value™ of CHF199.76. The stock has 5 warning signs investors should review. Among 661 Transportation companies, Union Pacific ranks worse than 65.96% on this metric.
Union Pacific's yield on cost for the quarter that ended in Mar. 2026 was 1.35.
The historical rank and industry rank for Union Pacific's 5-Year Yield-on-Cost % or its related term are showing as below:
XSWX:UNP'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.35 Med: 2.95 Max: 4.38
Current: 1.35
During the past 13 years, Union Pacific's highest Yield on Cost was 4.38. The lowest was 1.35. And the median was 2.95.
XSWX:UNP's 5-Year Yield-on-Cost % is ranked worse than 65.96% of 661
companies
in the Transportation industry
Industry Median: 4.03
vs XSWX:UNP: 1.35
Union Pacific (XSWX:UNP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Union Pacific 5-Year Yield-on-Cost % Related Terms
XSWX:UNP vs CSX, NSC, WAB: 5-Year Yield-on-Cost % Comparison
For the Railroads subindustry, Union Pacific's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Pacific 5-Year Yield-on-Cost % vs Transportation Industry
For the Transportation industry and Industrials sector, Union Pacific's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Union Pacific's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Union Pacific is calculated as
Union Pacific (XSWX:UNP) has a 5-Year Yield-on-Cost % of 1.35 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Union Pacific and its competitors. This is 54% below median its historical median of 2.95. Over the past decade, Union Pacific's 5-Year Yield-on-Cost % has ranged from 1.35 to 4.38. According to the industry distribution chart, Union Pacific ranks #436 out of 661 companies in the Transportation industry, placing it in the top 66%.
Is Union Pacific's 5-Year Yield-on-Cost % too high?
Union Pacific's current 5-Year Yield-on-Cost % of 1.35 is 54% below median its 10-year median of 2.95. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 4.38. The Transportation industry median 5-Year Yield-on-Cost % is 4.03. Union Pacific's value of 1.35 is 66.5% below this industry median. Based on the distribution chart, Union Pacific ranks #436 out of 661 companies in the Transportation industry, which is below the industry midpoint. Overall, Union Pacific has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does Union Pacific's 5-Year Yield-on-Cost % compare to CSX and NSC?
According to the Transportation industry distribution chart, Union Pacific ranks #436 out of 661 companies for 5-Year Yield-on-Cost %. This places Union Pacific in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.03. Union Pacific's value of 1.35 is 66.5% below this benchmark. Historically, Union Pacific's own 5-Year Yield-on-Cost % has ranged from 1.35 to 4.38 over the past decade. While the company's 10-year median is 2.95 vs. the industry median of 4.03, Union Pacific has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Transportation company?
The median 5-Year Yield-on-Cost % among Transportation companies is 4.03, based on 661 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Pacific's current 5-Year Yield-on-Cost % of 1.35 is 66.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Union Pacific and its competitors. For the Transportation industry, the median 5-Year Yield-on-Cost % is 4.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Pacific's current 5-Year Yield-on-Cost % is 1.35, which is 54% below median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Pacific stock overvalued right now?
Union Pacific (XSWX:UNP) has a current 5-Year Yield-on-Cost % of 1.35. The stock's GF Value™ is CHF199.76, compared to a current price of CHF232.00 — trading 16.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.35, which is 54% below median its 10-year median of 2.95 and 66.5% below the Transportation industry median of 4.03. Union Pacific's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Union Pacific (XSWX:UNP), the current 5-Year Yield-on-Cost % is 1.35 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Pacific (XSWX:UNP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Pacific stock appears to be overvalued.
The current stock price of CHF232.00 is trading 16.1% above its estimated GF Value™ of CHF199.76.
Key valuation signals for XSWX:UNP:
5-Year Yield-on-Cost %: 1.35 (54% below median its 10-year median of 2.95)
GF Value™: CHF199.76 vs. price of CHF232.00 (16.1% above fair value)
Industry Position: 66.5% below the Transportation median (#436 of 661)
No single metric tells the full story. See the XSWX:UNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Omaha, Nebraska-based Union Pacific is the largest public railroad in North America. Operating on more than 30,000 miles of track in the western two-thirds of the US, Union Pacific generated $24.5 billion of revenue in 2025 by hauling coal, industrial products, intermodal containers, agricultural goods, chemicals, fertilizers, and automotive goods. Union Pacific owns about one-fourth of Mexican railroad Ferromex and historically derives roughly 10% of its revenue hauling freight to and from Mexico.
91GF Score
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