Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for ATA Creativity Global's Debt-to-EBITDA or its related term are showing as below:
AACG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -5.28 Med: -1.01 Max: -0.07
Current: -3.02
During the past 13 years, the highest Debt-to-EBITDA Ratio of ATA Creativity Global was -0.07. The lowest was -5.28. And the median was -1.01.
AACG's Debt-to-EBITDA is ranked worse than 100% of 188
companies
in the Education industry
Industry Median: 1.55
vs AACG: -3.02
ATA Creativity Global (NAS:AACG) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
ATA Creativity Global Debt-to-EBITDA Related Terms
ATA Creativity Global Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for ATA Creativity Global's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, ATA Creativity Global's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ATA Creativity Global Debt-to-EBITDA vs Education Industry
For the Education industry and Consumer Defensive sector, ATA Creativity Global's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where ATA Creativity Global's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.
ATA Creativity Global (AACG) has a Debt-to-EBITDA of 0.46 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ATA Creativity Global. According to the industry distribution chart, ATA Creativity Global ranks #999999 out of 188 companies in the Education industry.
Is ATA Creativity Global's Debt-to-EBITDA too high?
ATA Creativity Global's current Debt-to-EBITDA is 0.46. The Education industry median Debt-to-EBITDA is 1.55. ATA Creativity Global's value of 0.46 is 70.3% below this industry median. Based on the distribution chart, ATA Creativity Global ranks #999999 out of 188 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, ATA Creativity Global has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ATA Creativity Global's Debt-to-EBITDA compare to RYET and GNS?
According to the Education industry distribution chart, ATA Creativity Global ranks #999999 out of 188 companies for Debt-to-EBITDA. This places ATA Creativity Global in the lower half of its industry. The industry median Debt-to-EBITDA is 1.55. ATA Creativity Global's value of 0.46 is 70.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.55, based on 188 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ATA Creativity Global's current Debt-to-EBITDA of 0.46 is 70.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ATA Creativity Global. For the Education industry, the median Debt-to-EBITDA is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATA Creativity Global's current Debt-to-EBITDA is 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATA Creativity Global stock overvalued right now?
Based on GuruFocus' analysis, ATA Creativity Global (AACG) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.17, compared to a current price of $0.93 — trading 20.5% below its estimated fair value. The current Debt-to-EBITDA is 0.46 and 70.3% below the Education industry median of 1.55. ATA Creativity Global's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For ATA Creativity Global (AACG), the current Debt-to-EBITDA is 0.46 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ATA Creativity Global (AACG) Overvalued in 2026?
Based on GuruFocus' analysis, ATA Creativity Global stock appears to be undervalued.
The current stock price of $0.93 is trading 20.5% below its estimated GF Value™ of $1.17.
GuruFocus considers ATA Creativity Global to be Modestly Undervalued.
Key valuation signals for AACG:
Debt-to-EBITDA: 0.46
GF Value™: $1.17 vs. price of $0.93 (20.5% below fair value)
Industry Position: 70.3% below the Education median (#999999 of 188)
No single metric tells the full story. See the AACG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ATA Creativity Global is an international educational services company focused on providing quality learning experiences that cultivate and enhance students' creativity. The operating segments of the company are (i) Overseas art study services (ii) Other educational services and (iii) Other services. Majority of its revenue comes from Overseas art study services.
61GF Score
Get the complete analysis for AACG
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AACG has been successfully added to your 
