AACG (ATA Creativity Global) Debt-to-Equity: 1.43 (As of Dec. 2025) — 522% Above Median

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AACG ATA Creativity Global AACG
61 GF Score
Price $0.88
GF Value $1.18
Valuation Modestly Undervalued
! 3 Warning Signs
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What is ATA Creativity Global Debt-to-Equity?

ATA Creativity Global AACG -4.42% 61 Debt-to-Equity is 1.43 as of Dec. 2025, which is 522% above its 10-year median of 0.23. GuruFocus rates AACG with a GF Score™ of 61/100 and a GF Value™ of $1.18 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 223 Education companies, ATA Creativity Global ranks worse than 86.1% on this metric.

ATA Creativity Global's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $2.32 Mil. ATA Creativity Global's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $4.21 Mil. ATA Creativity Global's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $4.55 Mil. ATA Creativity Global's debt to equity for the quarter that ended in Dec. 2025 was 1.43.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for ATA Creativity Global's Debt-to-Equity or its related term are showing as below:

AACG' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01   Med: 0.23   Max: 1.43
Current: 1.43

During the past 13 years, the highest Debt-to-Equity Ratio of ATA Creativity Global was 1.43. The lowest was 0.01. And the median was 0.23.

AACG's Debt-to-Equity is ranked worse than
86.1% of 223 companies
in the Education industry
Industry Median: 0.31 vs AACG: 1.43

ATA Creativity Global  (NAS:AACG) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


ATA Creativity Global Debt-to-Equity Related Terms


ATA Creativity Global Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for ATA Creativity Global's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ATA Creativity Global Debt-to-Equity Chart

ATA Creativity Global Annual Data
Trend Mar16 Mar17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.26 0.20 0.44 1.43

ATA Creativity Global Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.71 0.82 1.12 1.43

AACG vs RYET, GNS, STG: Debt-to-Equity Comparison

For the Education & Training Services subindustry, ATA Creativity Global's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ATA Creativity Global Debt-to-Equity vs Education Industry

For the Education industry and Consumer Defensive sector, ATA Creativity Global's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where ATA Creativity Global's Debt-to-Equity falls into.


AACG
61GF Score
ATA Creativity Global AACG
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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ATA Creativity Global Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

ATA Creativity Global's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

ATA Creativity Global's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.43 mean?
ATA Creativity Global (AACG) has a Debt-to-Equity of 1.43 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ATA Creativity Global and its competitors. This is 522% above median its historical median of 0.23. Over the past decade, ATA Creativity Global's Debt-to-Equity has ranged from 0.01 to 1.43. According to the industry distribution chart, ATA Creativity Global ranks #192 out of 223 companies in the Education industry, placing it in the top 86.1%.
Is ATA Creativity Global's Debt-to-Equity too high?
ATA Creativity Global's current Debt-to-Equity of 1.43 is 522% above median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.43. The Education industry median Debt-to-Equity is 0.31. ATA Creativity Global's value of 1.43 is 361.3% above this industry median. Based on the distribution chart, ATA Creativity Global ranks #192 out of 223 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, ATA Creativity Global has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ATA Creativity Global's Debt-to-Equity compare to RYET and GNS?
According to the Education industry distribution chart, ATA Creativity Global ranks #192 out of 223 companies for Debt-to-Equity. This places ATA Creativity Global in the lower half of its industry. The industry median Debt-to-Equity is 0.31. ATA Creativity Global's value of 1.43 is 361.3% above this benchmark. Historically, ATA Creativity Global's own Debt-to-Equity has ranged from 0.01 to 1.43 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.31, ATA Creativity Global has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Education company?
The median Debt-to-Equity among Education companies is 0.31, based on 223 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ATA Creativity Global's current Debt-to-Equity of 1.43 is 361.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ATA Creativity Global and its competitors. For the Education industry, the median Debt-to-Equity is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATA Creativity Global's current Debt-to-Equity is 1.43, which is 522% above median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATA Creativity Global stock overvalued right now?
Based on GuruFocus' analysis, ATA Creativity Global (AACG) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.18, compared to a current price of $0.88 — trading 25.4% below its estimated fair value. The current Debt-to-Equity is 1.43, which is 522% above median its 10-year median of 0.23 and 361.3% above the Education industry median of 0.31. ATA Creativity Global's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For ATA Creativity Global (AACG), the current Debt-to-Equity is 1.43 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ATA Creativity Global (AACG) Overvalued in 2026?

Based on GuruFocus' analysis, ATA Creativity Global stock appears to be undervalued. The current stock price of $0.88 is trading 25.4% below its estimated GF Value™ of $1.18. GuruFocus considers ATA Creativity Global to be Modestly Undervalued.

Key valuation signals for AACG:

  • Debt-to-Equity: 1.43 (522% above median its 10-year median of 0.23)
  • GF Value™: $1.18 vs. price of $0.88 (25.4% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 361.3% above the Education median (#192 of 223)

No single metric tells the full story. See the AACG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ATA Creativity Global Business Description

Other Exchanges 3IZ:Germany
Address WenhuaKechuangYuan, Huayuan Boulevard. 365, c/o Room No.507, Building No.3, BinhuZhuoyueCheng, Baohe, Anhui, Hefei, CHN, 230051
ATA Creativity Global is an international educational services company focused on providing quality learning experiences that cultivate and enhance students' creativity. The operating segments of the company are (i) Overseas art study services (ii) Other educational services and (iii) Other services. Majority of its revenue comes from Overseas art study services.
61GF Score

Get the complete analysis for AACG

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.88
Price
$1.18
GF Value