The Arab International Co for Education & Investment (AMM:AIEI) Debt-to-EBITDA : 1.38 (As of Jun. 2026) — 60% Above Median

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AMM:AIEI The Arab International Co for Education & Investment PLC AMM:AIEI
60 GF Score
Price JOD3.54
GF Value JOD1.89
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is The Arab International Co for Education & Investment Debt-to-EBITDA?

The Arab International Co for Education & Investment AMM:AIEI +6.31% 60 Debt-to-EBITDA is 1.38 as of Jun. 2026, which is 60% above its 10-year median of 0.86. GuruFocus rates AMM:AIEI with a GF Score™ of 60/100 and a GF Value™ of JOD1.89 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 187 Education companies, The Arab International Co for Education & Investment ranks better than 57.75% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Arab International Co for Education & Investment's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD18.96 Mil. The Arab International Co for Education & Investment's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD1.03 Mil. The Arab International Co for Education & Investment's annualized EBITDA for the quarter that ended in Jun. 2026 was JOD14.52 Mil. The Arab International Co for Education & Investment's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 1.38.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for The Arab International Co for Education & Investment's Debt-to-EBITDA or its related term are showing as below:

AMM:AIEI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.24   Med: 0.86   Max: 2.38
Current: 1.09

During the past 13 years, the highest Debt-to-EBITDA Ratio of The Arab International Co for Education & Investment was 2.38. The lowest was 0.24. And the median was 0.86.

AMM:AIEI's Debt-to-EBITDA is ranked better than
57.75% of 187 companies
in the Education industry
Industry Median: 1.52 vs AMM:AIEI: 1.09

The Arab International Co for Education & Investment  (AMM:AIEI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


The Arab International Co for Education & Investment Debt-to-EBITDA Related Terms


The Arab International Co for Education & Investment Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for The Arab International Co for Education & Investment's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Arab International Co for Education & Investment Debt-to-EBITDA Chart

The Arab International Co for Education & Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 0.52 2.38 1.34 0.86

The Arab International Co for Education & Investment Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -61.05 0.35 0.57 1.38

AMM:AIEI vs EDU, TAL, LAUR: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, The Arab International Co for Education & Investment's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Arab International Co for Education & Investment Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, The Arab International Co for Education & Investment's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where The Arab International Co for Education & Investment's Debt-to-EBITDA falls into.


AMM:AIEI
60GF Score
The Arab International Co for Education & Investment PLC AMM:AIEI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Arab International Co for Education & Investment Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Arab International Co for Education & Investment's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(13.942 + 0.576) / 16.819
=0.86

The Arab International Co for Education & Investment's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(18.964 + 1.03) / 14.516
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.38 mean?
The Arab International Co for Education & Investment (AMM:AIEI) has a Debt-to-EBITDA of 1.38 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Arab International Co for Education & Investment. This is 60% above median its historical median of 0.86. Over the past decade, The Arab International Co for Education & Investment's Debt-to-EBITDA has ranged from 0.24 to 2.38. According to the industry distribution chart, The Arab International Co for Education & Investment ranks #79 out of 187 companies in the Education industry, placing it in the top 42.2%.
Is The Arab International Co for Education & Investment's Debt-to-EBITDA too high?
The Arab International Co for Education & Investment's current Debt-to-EBITDA of 1.38 is 60% above median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 2.38. The Education industry median Debt-to-EBITDA is 1.52. The Arab International Co for Education & Investment's value of 1.38 is 9.2% below this industry median. Based on the distribution chart, The Arab International Co for Education & Investment ranks #79 out of 187 companies in the Education industry, which is above the industry midpoint. Overall, The Arab International Co for Education & Investment has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Arab International Co for Education & Investment's Debt-to-EBITDA compare to EDU and TAL?
According to the Education industry distribution chart, The Arab International Co for Education & Investment ranks #79 out of 187 companies for Debt-to-EBITDA. This puts The Arab International Co for Education & Investment in the upper half of its industry. The industry median Debt-to-EBITDA is 1.52. The Arab International Co for Education & Investment's value of 1.38 is 9.2% below this benchmark. Historically, The Arab International Co for Education & Investment's own Debt-to-EBITDA has ranged from 0.24 to 2.38 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.52, The Arab International Co for Education & Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.52, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Arab International Co for Education & Investment's current Debt-to-EBITDA of 1.38 is 9.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Arab International Co for Education & Investment. For the Education industry, the median Debt-to-EBITDA is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Arab International Co for Education & Investment's current Debt-to-EBITDA is 1.38, which is 60% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Arab International Co for Education & Investment stock overvalued right now?
Based on GuruFocus' analysis, The Arab International Co for Education & Investment (AMM:AIEI) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD1.89, compared to a current price of JOD3.54 — trading 87.3% above its estimated fair value. The current Debt-to-EBITDA is 1.38, which is 60% above median its 10-year median of 0.86 and 9.2% below the Education industry median of 1.52. The Arab International Co for Education & Investment's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For The Arab International Co for Education & Investment (AMM:AIEI), the current Debt-to-EBITDA is 1.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Arab International Co for Education & Investment (AMM:AIEI) Overvalued in 2026?

Based on GuruFocus' analysis, The Arab International Co for Education & Investment stock appears to be overvalued. The current stock price of JOD3.54 is trading 87.3% above its estimated GF Value™ of JOD1.89. GuruFocus considers The Arab International Co for Education & Investment to be Significantly Overvalued.

Key valuation signals for AMM:AIEI:

  • Debt-to-EBITDA: 1.38 (60% above median its 10-year median of 0.86)
  • GF Value™: JOD1.89 vs. price of JOD3.54 (87.3% above fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 9.2% below the Education median (#79 of 187)

No single metric tells the full story. See the AMM:AIEI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Arab International Co for Education & Investment Business Description

Address Al Arab Street 21, P.O.Box 541350, Amman, JOR, 11937
The Arab International Co for Education & Investment PLC is engaged in establishing a private university. The company through Applied Science Private University provides educational services to local and international students.
60GF Score

Get the complete analysis for AMM:AIEI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.54
Price
JOD1.89
GF Value