COSOL (ASX:COS) Debt-to-EBITDA : 5.82 (As of Dec. 2025) — 348% Above Median


ASX:COS COSOL Ltd ASX:COS
33 GF Score
Price A$0.19
GF Value A$0.99
Valuation Possible Value Trap
! 5 Warning Signs
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What is COSOL Debt-to-EBITDA?

COSOL ASX:COS -7.50% 33 Debt-to-EBITDA is 5.82 as of Dec. 2025, which is 348% above its 10-year median of 1.30. GuruFocus rates ASX:COS with a GF Score™ of 33/100 and a GF Value™ of A$0.99 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,701 Software companies, COSOL ranks worse than 73.43% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

COSOL's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$3.6 Mil. COSOL's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$26.9 Mil. COSOL's annualized EBITDA for the quarter that ended in Dec. 2025 was A$5.3 Mil. COSOL's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 5.82.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for COSOL's Debt-to-EBITDA or its related term are showing as below:

ASX:COS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.41   Med: 1.3   Max: 2.84
Current: 2.84

During the past 6 years, the highest Debt-to-EBITDA Ratio of COSOL was 2.84. The lowest was 0.41. And the median was 1.30.

ASX:COS's Debt-to-EBITDA is ranked worse than
73.43% of 1701 companies
in the Software industry
Industry Median: 1.08 vs ASX:COS: 2.84

COSOL  (ASX:COS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


COSOL Debt-to-EBITDA Related Terms


COSOL Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for COSOL's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

COSOL Debt-to-EBITDA Chart

COSOL Annual Data
Trend Sep19 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial 0.41 1.11 1.30 1.64 2.05

COSOL Semi-Annual Data
Sep19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.56 1.45 2.11 1.99 5.82

ASX:COS vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, COSOL's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


COSOL Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, COSOL's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where COSOL's Debt-to-EBITDA falls into.


ASX:COS
33GF Score
COSOL Ltd ASX:COS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

COSOL Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

COSOL's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.612 + 28.745) / 15.791
=2.05

COSOL's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.644 + 26.909) / 5.25
=5.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.82 mean?
COSOL (ASX:COS) has a Debt-to-EBITDA of 5.82 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on COSOL. This is 348% above median its historical median of 1.30. Over the past decade, COSOL's Debt-to-EBITDA has ranged from 0.41 to 2.84. According to the industry distribution chart, COSOL ranks #1249 out of 1701 companies in the Software industry, placing it in the top 73.4%.
Is COSOL's Debt-to-EBITDA too high?
COSOL's current Debt-to-EBITDA of 5.82 is 348% above median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 2.84. The Software industry median Debt-to-EBITDA is 1.08. COSOL's value of 5.82 is 438.9% above this industry median. Based on the distribution chart, COSOL ranks #1249 out of 1701 companies in the Software industry, which is below the industry midpoint. Overall, COSOL has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does COSOL's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, COSOL ranks #1249 out of 1701 companies for Debt-to-EBITDA. This places COSOL in the lower half of its industry. The industry median Debt-to-EBITDA is 1.08. COSOL's value of 5.82 is 438.9% above this benchmark. Historically, COSOL's own Debt-to-EBITDA has ranged from 0.41 to 2.84 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 1.08, COSOL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,701 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. COSOL's current Debt-to-EBITDA of 5.82 is 438.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on COSOL. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COSOL's current Debt-to-EBITDA is 5.82, which is 348% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COSOL stock overvalued right now?
Based on GuruFocus' analysis, COSOL (ASX:COS) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.99, compared to a current price of A$0.19 — trading 81.3% below its estimated fair value. The current Debt-to-EBITDA is 5.82, which is 348% above median its 10-year median of 1.30 and 438.9% above the Software industry median of 1.08. COSOL's overall GF Score™ is 33/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For COSOL (ASX:COS), the current Debt-to-EBITDA is 5.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is COSOL (ASX:COS) Overvalued in 2026?

Based on GuruFocus' analysis, COSOL stock appears to be undervalued. The current stock price of A$0.19 is trading 81.3% below its estimated GF Value™ of A$0.99. GuruFocus considers COSOL to be Possible Value Trap.

Key valuation signals for ASX:COS:

  • Debt-to-EBITDA: 5.82 (348% above median its 10-year median of 1.30)
  • GF Value™: A$0.99 vs. price of A$0.19 (81.3% below fair value)
  • GF Score™: 33/100 with 5 warning signs
  • Industry Position: 438.9% above the Software median (#1249 of 1701)

No single metric tells the full story. See the ASX:COS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


COSOL Business Description

Address 490 Adelaide Street, Level 3, Brisbane, QLD, AUS, 4000
COSOL Ltd operates in the Information Technology(IT) and business services industry and provides EAM (enterprise asset management) related solutions and infrastructure-focused systems. It offers services such as digital business solutions which include business process and strategic reviews, implementation of enterprise resource planning (ERP)/EAM solutions, data migration, and ongoing support services to clients. The company's revenue is generated from EAM/ERP support services; data migration, and legacy data services. Its geographical segment includes COSOL Asia Pacific and COSOL North America. The company derives a majority of its revenue from the Asia Pacific region.
33GF Score

Get the complete analysis for ASX:COS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.19
Price
A$0.99
GF Value