IRESSASX:IRE -1.10%73 Debt-to-EBITDA is 0.90 as of Dec. 2025, which is 49% below its 10-year median of 1.75. GuruFocus rates ASX:IRE with a GF Score™ of 73/100 and a GF Value™ of A$7.54 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,706 Software companies, IRESS ranks worse than 51% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for IRESS's Debt-to-EBITDA or its related term are showing as below:
ASX:IRE'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -7.79 Med: 1.75 Max: 3.86
Current: 1.14
During the past 13 years, the highest Debt-to-EBITDA Ratio of IRESS was 3.86. The lowest was -7.79. And the median was 1.75.
ASX:IRE's Debt-to-EBITDA is ranked worse than 51% of 1706
companies
in the Software industry
Industry Median: 1.095
vs ASX:IRE: 1.14
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
IRESS Debt-to-EBITDA Related Terms
IRESS Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for IRESS's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:IRE vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, IRESS's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IRESS Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, IRESS's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where IRESS's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
IRESS (ASX:IRE) has a Debt-to-EBITDA of 0.90 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on IRESS. This is 49% below median its historical median of 1.75. According to the industry distribution chart, IRESS ranks #870 out of 1706 companies in the Software industry, placing it in the top 51%.
Is IRESS's Debt-to-EBITDA too high?
IRESS's current Debt-to-EBITDA of 0.90 is 49% below median its 10-year median of 1.75. The Software industry median Debt-to-EBITDA is 1.10. IRESS's value of 0.90 is 17.8% below this industry median. Based on the distribution chart, IRESS ranks #870 out of 1706 companies in the Software industry, which is below the industry midpoint. Overall, IRESS has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IRESS's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, IRESS ranks #870 out of 1706 companies for Debt-to-EBITDA. This places IRESS in the lower half of its industry. The industry median Debt-to-EBITDA is 1.10. IRESS's value of 0.90 is 17.8% below this benchmark. While the company's 10-year median is 1.75 vs. the industry median of 1.10, IRESS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.10, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IRESS's current Debt-to-EBITDA of 0.90 is 17.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on IRESS. For the Software industry, the median Debt-to-EBITDA is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IRESS's current Debt-to-EBITDA is 0.90, which is 49% below median its own 10-year median of 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRESS stock overvalued right now?
Based on GuruFocus' analysis, IRESS (ASX:IRE) is currently considered Modestly Undervalued. The stock's GF Value™ is A$7.54, compared to a current price of A$6.31 — trading 16.3% below its estimated fair value. The current Debt-to-EBITDA is 0.90, which is 49% below median its 10-year median of 1.75 and 17.8% below the Software industry median of 1.10. IRESS's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For IRESS (ASX:IRE), the current Debt-to-EBITDA is 0.90 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IRESS (ASX:IRE) Overvalued in 2026?
Based on GuruFocus' analysis, IRESS stock appears to be undervalued.
The current stock price of A$6.31 is trading 16.3% below its estimated GF Value™ of A$7.54.
GuruFocus considers IRESS to be Modestly Undervalued.
Key valuation signals for ASX:IRE:
Debt-to-EBITDA: 0.90 (49% below median its 10-year median of 1.75)
GF Value™: A$7.54 vs. price of A$6.31 (16.3% below fair value)
Industry Position: 17.8% below the Software median (#870 of 1706)
No single metric tells the full story. See the ASX:IRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Iress develops software for the financial-services industry, operating in multiple regions and servicing clients ranging from small retail to large institutional businesses. Its core business unit, mainly in Australia, generates most of the company's earnings and free cash flows. Iress expanded into noncore markets through acquisitions, ultimately eroding returns and margins, with free cash flows from the core business invested in the noncore businesses. Its recent strategy includes reprioritizing growth in the core Trading and Market Data and Wealth businesses, and divesting/monetizing noncore assets. We view this renewed focus on its core business as a positive, as it will help maintain Iress' economic moat.
73GF Score
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