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JoyceASX:JYC 84 Debt-to-EBITDA is 0.72 as of Dec. 2025, which is 22% below its 10-year median of 0.92. GuruFocus rates ASX:JYC with a GF Score™ of 84/100 and a GF Value™ of A$4.54 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 902 Retail - Cyclical companies, Joyce ranks better than 81.71% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Joyce's Debt-to-EBITDA or its related term are showing as below:
ASX:JYC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.57 Med: 0.92 Max: 1.8
Current: 0.8
During the past 13 years, the highest Debt-to-EBITDA Ratio of Joyce was 1.80. The lowest was 0.57. And the median was 0.92.
ASX:JYC's Debt-to-EBITDA is ranked better than 81.71% of 902
companies
in the Retail - Cyclical industry
Industry Median: 2.4
vs ASX:JYC: 0.80
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Joyce Debt-to-EBITDA Related Terms
Joyce Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Joyce's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:JYC vs CASY, WSM, DKS: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, Joyce's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joyce Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Joyce's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Joyce's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Joyce (ASX:JYC) has a Debt-to-EBITDA of 0.72 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Joyce. This is 22% below median its historical median of 0.92. Over the past decade, Joyce's Debt-to-EBITDA has ranged from 0.57 to 1.80. According to the industry distribution chart, Joyce ranks #165 out of 902 companies in the Retail - Cyclical industry, placing it in the top 18.3%.
Is Joyce's Debt-to-EBITDA too high?
Joyce's current Debt-to-EBITDA of 0.72 is 22% below median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.80. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Joyce's value of 0.72 is 70% below this industry median. Based on the distribution chart, Joyce ranks #165 out of 902 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Joyce has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Joyce's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Joyce ranks #165 out of 902 companies for Debt-to-EBITDA. This places Joyce in the top 18% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.40. Joyce's value of 0.72 is 70% below this benchmark. Historically, Joyce's own Debt-to-EBITDA has ranged from 0.57 to 1.80 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 2.40, Joyce has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 902 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joyce's current Debt-to-EBITDA of 0.72 is 70% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Joyce. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joyce's current Debt-to-EBITDA is 0.72, which is 22% below median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joyce stock overvalued right now?
Based on GuruFocus' analysis, Joyce (ASX:JYC) is currently considered Significantly Overvalued. The stock's GF Value™ is A$4.54, compared to a current price of A$6.00 — trading 32.2% above its estimated fair value. The current Debt-to-EBITDA is 0.72, which is 22% below median its 10-year median of 0.92 and 70% below the Retail - Cyclical industry median of 2.40. Joyce's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Joyce (ASX:JYC), the current Debt-to-EBITDA is 0.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joyce (ASX:JYC) Overvalued in 2026?
Based on GuruFocus' analysis, Joyce stock appears to be overvalued.
The current stock price of A$6.00 is trading 32.2% above its estimated GF Value™ of A$4.54.
GuruFocus considers Joyce to be Significantly Overvalued.
Key valuation signals for ASX:JYC:
Debt-to-EBITDA: 0.72 (22% below median its 10-year median of 0.92)
GF Value™: A$4.54 vs. price of A$6.00 (32.2% above fair value)
Industry Position: 70% below the Retail - Cyclical median (#165 of 902)
No single metric tells the full story. See the ASX:JYC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joyce Corp Ltd retails kitchen and wardrobe products in Australia. The group's operating segments are: Retail kitchen and wardrobe showrooms, Retail bedding-franchise operation, and Retail bedding stores - company-owned. The majority of its revenue is generated from the Retail kitchen and wardrobe showrooms segment, which includes the operation of Kitchen Connection and Wallspan stores across Australia.
84GF Score
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