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OFX GroupASX:OFX 82 Debt-to-EBITDA is 2.05 as of Mar. 2026, which is 247% above its 10-year median of 0.59. GuruFocus rates ASX:OFX with a GF Score™ of 82/100 and a GF Value™ of A$1.41 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 421 Capital Markets companies, OFX Group ranks better than 51.31% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for OFX Group's Debt-to-EBITDA or its related term are showing as below:
ASX:OFX'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.2 Med: 0.59 Max: 1.49
Current: 1.49
During the past 13 years, the highest Debt-to-EBITDA Ratio of OFX Group was 1.49. The lowest was 0.20. And the median was 0.59.
ASX:OFX's Debt-to-EBITDA is ranked better than 51.31% of 421
companies
in the Capital Markets industry
Industry Median: 1.54
vs ASX:OFX: 1.49
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
OFX Group Debt-to-EBITDA Related Terms
OFX Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for OFX Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:OFX vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, OFX Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OFX Group Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, OFX Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where OFX Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
OFX Group (ASX:OFX) has a Debt-to-EBITDA of 2.05 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on OFX Group. This is 247% above median its historical median of 0.59. Over the past decade, OFX Group's Debt-to-EBITDA has ranged from 0.20 to 1.49. According to the industry distribution chart, OFX Group ranks #205 out of 421 companies in the Capital Markets industry, placing it in the top 48.7%.
Is OFX Group's Debt-to-EBITDA too high?
OFX Group's current Debt-to-EBITDA of 2.05 is 247% above median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.49. The Capital Markets industry median Debt-to-EBITDA is 1.54. OFX Group's value of 2.05 is 33.1% above this industry median. Based on the distribution chart, OFX Group ranks #205 out of 421 companies in the Capital Markets industry, which is above the industry midpoint. Overall, OFX Group has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does OFX Group's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, OFX Group ranks #205 out of 421 companies for Debt-to-EBITDA. This puts OFX Group in the upper half of its industry. The industry median Debt-to-EBITDA is 1.54. OFX Group's value of 2.05 is 33.1% above this benchmark. Historically, OFX Group's own Debt-to-EBITDA has ranged from 0.20 to 1.49 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 1.54, OFX Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.54, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OFX Group's current Debt-to-EBITDA of 2.05 is 33.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on OFX Group. For the Capital Markets industry, the median Debt-to-EBITDA is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OFX Group's current Debt-to-EBITDA is 2.05, which is 247% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFX Group stock overvalued right now?
Based on GuruFocus' analysis, OFX Group (ASX:OFX) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.41, compared to a current price of A$0.80 — trading 43.6% below its estimated fair value. The current Debt-to-EBITDA is 2.05, which is 247% above median its 10-year median of 0.59 and 33.1% above the Capital Markets industry median of 1.54. OFX Group's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For OFX Group (ASX:OFX), the current Debt-to-EBITDA is 2.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OFX Group (ASX:OFX) Overvalued in 2026?
Based on GuruFocus' analysis, OFX Group stock appears to be undervalued.
The current stock price of A$0.80 is trading 43.6% below its estimated GF Value™ of A$1.41.
GuruFocus considers OFX Group to be Possible Value Trap.
Key valuation signals for ASX:OFX:
Debt-to-EBITDA: 2.05 (247% above median its 10-year median of 0.59)
GF Value™: A$1.41 vs. price of A$0.80 (43.6% below fair value)
Industry Position: 33.1% above the Capital Markets median (#205 of 421)
No single metric tells the full story. See the ASX:OFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OFX Group Ltd is a low-cost international multicurrency payments provider via its online platform and network of global bank accounts. The company's two products are international payment services and international payment solutions. Its International payment services are monitored by geographic region and provide bank-to-bank currency transfers servicing businesses and consumers. International payment solutions are monitored globally and provide strategic partners with a package that includes: the OFX IT platform; client service; compliance; banking relationships; and payment capabilities. The company operates in two operating segments: Business to Business (Corporate) and Business to Consumer (Consumer).
82GF Score
Get the complete analysis for ASX:OFX
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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