OFX Group (ASX:OFX) Retained Earnings: A$162.6 Mil (As of Mar. 2026)

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ASX:OFX OFX Group Ltd ASX:OFX
82 GF Score
Price A$0.80
GF Value A$1.41
Valuation Possible Value Trap
! 3 Warning Signs
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What is OFX Group Retained Earnings?

OFX Group ASX:OFX 82 Retained Earnings is A$162.6 Mil as of Mar. 2026. GuruFocus rates ASX:OFX with a GF Score™ of 82/100 and a GF Value™ of A$1.41 (Possible Value Trap). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. OFX Group's retained earnings for the quarter that ended in Mar. 2026 was A$162.6 Mil.

OFX Group's quarterly retained earnings increased from Mar. 2025 (A$163.0 Mil) to Sep. 2025 (A$165.3 Mil) but then declined from Sep. 2025 (A$165.3 Mil) to Mar. 2026 (A$162.6 Mil).

OFX Group's annual retained earnings increased from Mar. 2024 (A$138.1 Mil) to Mar. 2025 (A$163.0 Mil) but then declined from Mar. 2025 (A$163.0 Mil) to Mar. 2026 (A$162.6 Mil).


OFX Group  (ASX:OFX) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


OFX Group Retained Earnings Historical Data

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The historical data trend for OFX Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFX Group Retained Earnings Chart

OFX Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 75.01 106.98 138.15 162.97 162.58

OFX Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 138.15 148.87 162.97 165.34 162.58
ASX:OFX
82GF Score
OFX Group Ltd ASX:OFX
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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OFX Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of A$162.6 Mil mean?
OFX Group (ASX:OFX) has a Retained Earnings of A$162.6 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on OFX Group and its competitors.
Is OFX Group's Retained Earnings too high?
OFX Group's current Retained Earnings is A$162.6 Mil. Overall, OFX Group has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does OFX Group's Retained Earnings compare to MS and GS?
OFX Group's Retained Earnings of A$162.6 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Capital Markets company?
A good Retained Earnings depends on the Capital Markets industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on OFX Group and its competitors. OFX Group's current Retained Earnings is A$162.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFX Group stock overvalued right now?
Based on GuruFocus' analysis, OFX Group (ASX:OFX) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.41, compared to a current price of A$0.80 — trading 43.6% below its estimated fair value. The current Retained Earnings is A$162.6 Mil. OFX Group's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For OFX Group (ASX:OFX), the current Retained Earnings is A$162.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OFX Group (ASX:OFX) Overvalued in 2026?

Based on GuruFocus' analysis, OFX Group stock appears to be undervalued. The current stock price of A$0.80 is trading 43.6% below its estimated GF Value™ of A$1.41. GuruFocus considers OFX Group to be Possible Value Trap.

Key valuation signals for ASX:OFX:

  • Retained Earnings: A$162.6 Mil
  • GF Value™: A$1.41 vs. price of A$0.80 (43.6% below fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the ASX:OFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OFX Group Business Description

Other Exchanges ORXXF:USAOZFRY:USA
Address 60 Margaret Street, Level 19, Sydney, NSW, AUS, 2000
OFX Group Ltd is a low-cost international multicurrency payments provider via its online platform and network of global bank accounts. The company's two products are international payment services and international payment solutions. Its International payment services are monitored by geographic region and provide bank-to-bank currency transfers servicing businesses and consumers. International payment solutions are monitored globally and provide strategic partners with a package that includes: the OFX IT platform; client service; compliance; banking relationships; and payment capabilities. The company operates in two operating segments: Business to Business (Corporate) and Business to Consumer (Consumer).
82GF Score

Get the complete analysis for ASX:OFX

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.80
Price
A$1.41
GF Value