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Temple & Webster GroupASX:TPW +0.57%79 Debt-to-EBITDA is 1.10 as of Dec. 2025, which is 38% above its 10-year median of 0.80. GuruFocus rates ASX:TPW with a GF Score™ of 79/100 and a GF Value™ of A$15.53 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 898 Retail - Cyclical companies, Temple & Webster Group ranks better than 59.58% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Temple & Webster Group's Debt-to-EBITDA or its related term are showing as below:
ASX:TPW'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.17 Med: 0.8 Max: 1.87
Current: 1.87
During the past 10 years, the highest Debt-to-EBITDA Ratio of Temple & Webster Group was 1.87. The lowest was 0.17. And the median was 0.80.
ASX:TPW's Debt-to-EBITDA is ranked better than 59.58% of 898
companies
in the Retail - Cyclical industry
Industry Median: 2.395
vs ASX:TPW: 1.87
Temple & Webster Group (ASX:TPW) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Temple & Webster Group Debt-to-EBITDA Related Terms
Temple & Webster Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Temple & Webster Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:TPW vs CASY, WSM, DKS: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, Temple & Webster Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Temple & Webster Group Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Temple & Webster Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Temple & Webster Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Temple & Webster Group (ASX:TPW) has a Debt-to-EBITDA of 1.10 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Temple & Webster Group. This is 38% above median its historical median of 0.80. Over the past decade, Temple & Webster Group's Debt-to-EBITDA has ranged from 0.17 to 1.87. According to the industry distribution chart, Temple & Webster Group ranks #363 out of 898 companies in the Retail - Cyclical industry, placing it in the top 40.4%.
Is Temple & Webster Group's Debt-to-EBITDA too high?
Temple & Webster Group's current Debt-to-EBITDA of 1.10 is 38% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 1.87. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Temple & Webster Group's value of 1.10 is 54.1% below this industry median. Based on the distribution chart, Temple & Webster Group ranks #363 out of 898 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Temple & Webster Group has a GF Score™ of 79/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Temple & Webster Group's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Temple & Webster Group ranks #363 out of 898 companies for Debt-to-EBITDA. This puts Temple & Webster Group in the upper half of its industry. The industry median Debt-to-EBITDA is 2.40. Temple & Webster Group's value of 1.10 is 54.1% below this benchmark. Historically, Temple & Webster Group's own Debt-to-EBITDA has ranged from 0.17 to 1.87 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 2.40, Temple & Webster Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 898 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Temple & Webster Group's current Debt-to-EBITDA of 1.10 is 54.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Temple & Webster Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Temple & Webster Group's current Debt-to-EBITDA is 1.10, which is 38% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temple & Webster Group stock overvalued right now?
Based on GuruFocus' analysis, Temple & Webster Group (ASX:TPW) is currently considered Possible Value Trap. The stock's GF Value™ is A$15.53, compared to a current price of A$5.28 — trading 66% below its estimated fair value. The current Debt-to-EBITDA is 1.10, which is 38% above median its 10-year median of 0.80 and 54.1% below the Retail - Cyclical industry median of 2.40. Temple & Webster Group's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Temple & Webster Group (ASX:TPW), the current Debt-to-EBITDA is 1.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Temple & Webster Group (ASX:TPW) Overvalued in 2026?
Based on GuruFocus' analysis, Temple & Webster Group stock appears to be undervalued.
The current stock price of A$5.28 is trading 66% below its estimated GF Value™ of A$15.53.
GuruFocus considers Temple & Webster Group to be Possible Value Trap.
Key valuation signals for ASX:TPW:
Debt-to-EBITDA: 1.10 (38% above median its 10-year median of 0.80)
GF Value™: A$15.53 vs. price of A$5.28 (66% below fair value)
Industry Position: 54.1% below the Retail - Cyclical median (#363 of 898)
No single metric tells the full story. See the ASX:TPW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Temple & Webster Group Ltd is a pure play online retailer of furniture and homewares. Some of the company's products include office Furniture, Rugs, Bed & Bath, Decor, Lighting, Outdoor, Office, and others. The Group operates in one segment, being the sale of furniture, homewares, and home improvement products through its online platform.
79GF Score
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