United Gulf Investment BSC (BAH:UGIC) Debt-to-EBITDA : 2.63 (As of Mar. 2026) — 21% Below Median

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What is United Gulf Investment BSC Debt-to-EBITDA?

United Gulf Investment BSC BAH:UGIC Debt-to-EBITDA is 2.63 as of Mar. 2026, which is 21% below its 10-year median of 3.35. The stock has 6 warning signs investors should review. Among 596 Metals & Mining companies, United Gulf Investment BSC ranks worse than 68.29% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Gulf Investment BSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BHD1.12 Mil. United Gulf Investment BSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BHD12.57 Mil. United Gulf Investment BSC's annualized EBITDA for the quarter that ended in Mar. 2026 was BHD5.20 Mil. United Gulf Investment BSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.63.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for United Gulf Investment BSC's Debt-to-EBITDA or its related term are showing as below:

BAH:UGIC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -10.92   Med: 3.35   Max: 12.88
Current: 2.7

During the past 13 years, the highest Debt-to-EBITDA Ratio of United Gulf Investment BSC was 12.88. The lowest was -10.92. And the median was 3.35.

BAH:UGIC's Debt-to-EBITDA is ranked worse than
68.29% of 596 companies
in the Metals & Mining industry
Industry Median: 1.2 vs BAH:UGIC: 2.70

United Gulf Investment BSC  (BAH:UGIC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


United Gulf Investment BSC Debt-to-EBITDA Related Terms


United Gulf Investment BSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for United Gulf Investment BSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Gulf Investment BSC Debt-to-EBITDA Chart

United Gulf Investment BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.09 2.72 3.53 3.17 2.89

United Gulf Investment BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.84 2.78 3.20 2.48 2.63

United Gulf Investment BSC Debt-to-EBITDA Competitor Comparison

For the Other Industrial Metals & Mining subindustry, United Gulf Investment BSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Gulf Investment BSC Debt-to-EBITDA vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, United Gulf Investment BSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where United Gulf Investment BSC's Debt-to-EBITDA falls into.



United Gulf Investment BSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Gulf Investment BSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.111 + 12.604) / 4.743
=2.89

United Gulf Investment BSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.121 + 12.569) / 5.204
=2.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.63 mean?
United Gulf Investment BSC (BAH:UGIC) has a Debt-to-EBITDA of 2.63 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Gulf Investment BSC. This is 21% below median its historical median of 3.35. According to the industry distribution chart, United Gulf Investment BSC ranks #407 out of 596 companies in the Metals & Mining industry, placing it in the top 68.3%.
Is United Gulf Investment BSC's Debt-to-EBITDA too high?
United Gulf Investment BSC's current Debt-to-EBITDA of 2.63 is 21% below median its 10-year median of 3.35. The Metals & Mining industry median Debt-to-EBITDA is 1.20. United Gulf Investment BSC's value of 2.63 is 119.2% above this industry median. Based on the distribution chart, United Gulf Investment BSC ranks #407 out of 596 companies in the Metals & Mining industry, which is below the industry midpoint.
How does United Gulf Investment BSC's Debt-to-EBITDA compare to competitors?
According to the Metals & Mining industry distribution chart, United Gulf Investment BSC ranks #407 out of 596 companies for Debt-to-EBITDA. This places United Gulf Investment BSC in the lower half of its industry. The industry median Debt-to-EBITDA is 1.20. United Gulf Investment BSC's value of 2.63 is 119.2% above this benchmark. While the company's 10-year median is 3.35 vs. the industry median of 1.20, United Gulf Investment BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Metals & Mining company?
The median Debt-to-EBITDA among Metals & Mining companies is 1.20, based on 596 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Gulf Investment BSC's current Debt-to-EBITDA of 2.63 is 119.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Gulf Investment BSC. For the Metals & Mining industry, the median Debt-to-EBITDA is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Gulf Investment BSC's current Debt-to-EBITDA is 2.63, which is 21% below median its own 10-year median of 3.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Gulf Investment BSC stock overvalued right now?
Based on GuruFocus' analysis, United Gulf Investment BSC (BAH:UGIC) is currently considered Fairly Valued. The stock's GF Value™ is BHD0.04, compared to a current price of BHD0.04 — trading 5% below its estimated fair value. The current Debt-to-EBITDA is 2.63, which is 21% below median its 10-year median of 3.35 and 119.2% above the Metals & Mining industry median of 1.20. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For United Gulf Investment BSC (BAH:UGIC), the current Debt-to-EBITDA is 2.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

United Gulf Investment BSC Business Description

Address Road 2832, Block 428, P.O. Box 10177, Almoayyed Tower, Office 3202, Building 2504, Al-Seef District, Manama, BHR
United Gulf Investment Corp BSC is engaged in property leasing, buying, and selling of properties for the company, third-grade industrial maintenance works, and investment in local industrial projects. The company's investment objective includes developing and promoting industrial, chemical, and energy-related projects, in the Gulf region, identifying and investing in direct investment opportunities and investing in listed stocks and other financial instruments. Its operating segment includes operating activities and Investment activities. The company has two geographical segments; the Kingdom of Bahrain and the Kingdom of Saudi Arabia.