United Gulf Investment BSC (BAH:UGIC) Interest Coverage: 9.53 (As of Mar. 2026) — 84% Above Median


What is United Gulf Investment BSC Interest Coverage?

United Gulf Investment BSC BAH:UGIC Interest Coverage is 9.53 as of Mar. 2026, which is 84% above its 10-year median of 5.18. The stock has 6 warning signs investors should review. Among 1,318 Metals & Mining companies, United Gulf Investment BSC ranks worse than 86.04% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. United Gulf Investment BSC's Operating Income for the three months ended in Mar. 2026 was BHD0.65 Mil. United Gulf Investment BSC's Interest Expense for the three months ended in Mar. 2026 was BHD-0.07 Mil. United Gulf Investment BSC's interest coverage for the quarter that ended in Mar. 2026 was 9.53. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for United Gulf Investment BSC's Interest Coverage or its related term are showing as below:

BAH:UGIC' s Interest Coverage Range Over the Past 10 Years
Min: 1   Med: 5.18   Max: 16.02
Current: 6.65

BAH:UGIC's Interest Coverage is ranked worse than
86.04% of 1318 companies
in the Metals & Mining industry
Industry Median: No Debt vs BAH:UGIC: 6.65

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

United Gulf Investment BSC  (BAH:UGIC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

United Gulf Investment BSC Interest Coverage Related Terms

United Gulf Investment BSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for United Gulf Investment BSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

United Gulf Investment BSC Interest Coverage Chart

United Gulf Investment BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.02 15.10 7.12 5.53 4.83

United Gulf Investment BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.06 4.84 5.87 6.43 9.53

United Gulf Investment BSC Interest Coverage Competitor Comparison

For the Other Industrial Metals & Mining subindustry, United Gulf Investment BSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Gulf Investment BSC Interest Coverage vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, United Gulf Investment BSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where United Gulf Investment BSC's Interest Coverage falls into.


United Gulf Investment BSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

United Gulf Investment BSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, United Gulf Investment BSC's Interest Expense was BHD-0.28 Mil. Its Operating Income was BHD1.36 Mil. And its Long-Term Debt & Capital Lease Obligation was BHD12.60 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1.356/-0.281
=4.83

United Gulf Investment BSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, United Gulf Investment BSC's Interest Expense was BHD-0.07 Mil. Its Operating Income was BHD0.65 Mil. And its Long-Term Debt & Capital Lease Obligation was BHD12.57 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.648/-0.068
=9.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 9.53 mean?
United Gulf Investment BSC (BAH:UGIC) has a Interest Coverage of 9.53 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Gulf Investment BSC and its competitors. This is 84% above median its historical median of 5.18. Over the past decade, United Gulf Investment BSC's Interest Coverage has ranged from 1.00 to 16.02. According to the industry distribution chart, United Gulf Investment BSC ranks #1134 out of 1318 companies in the Metals & Mining industry, placing it in the top 86%.
Is United Gulf Investment BSC's Interest Coverage too high?
United Gulf Investment BSC's current Interest Coverage of 9.53 is 84% above median its 10-year median of 5.18. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 16.02. The Metals & Mining industry median Interest Coverage is 10,000.00. United Gulf Investment BSC's value of 9.53 is 99.9% below this industry median. Based on the distribution chart, United Gulf Investment BSC ranks #1134 out of 1318 companies in the Metals & Mining industry, which is in the bottom quartile relative to peers.
How does United Gulf Investment BSC's Interest Coverage compare to competitors?
According to the Metals & Mining industry distribution chart, United Gulf Investment BSC ranks #1134 out of 1318 companies for Interest Coverage. This places United Gulf Investment BSC in the lower half of its industry. The industry median Interest Coverage is 10,000.00. United Gulf Investment BSC's value of 9.53 is 99.9% below this benchmark. Historically, United Gulf Investment BSC's own Interest Coverage has ranged from 1.00 to 16.02 over the past decade. While the company's 10-year median is 5.18 vs. the industry median of 10,000.00, United Gulf Investment BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Metals & Mining company?
The median Interest Coverage among Metals & Mining companies is 10,000.00, based on 1,318 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Gulf Investment BSC's current Interest Coverage of 9.53 is 99.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Gulf Investment BSC and its competitors. For the Metals & Mining industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Gulf Investment BSC's current Interest Coverage is 9.53, which is 84% above median its own 10-year median of 5.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Gulf Investment BSC stock overvalued right now?
Based on GuruFocus' analysis, United Gulf Investment BSC (BAH:UGIC) is currently considered Fairly Valued. The stock's GF Value™ is BHD0.04, compared to a current price of BHD0.04 — trading 5% below its estimated fair value. The current Interest Coverage is 9.53, which is 84% above median its 10-year median of 5.18 and 99.9% below the Metals & Mining industry median of 10,000.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United Gulf Investment BSC (BAH:UGIC), the current Interest Coverage is 9.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

United Gulf Investment BSC Business Description

Address Road 2832, Block 428, P.O. Box 10177, Almoayyed Tower, Office 3202, Building 2504, Al-Seef District, Manama, BHR
United Gulf Investment Corp BSC is engaged in property leasing, buying, and selling of properties for the company, third-grade industrial maintenance works, and investment in local industrial projects. The company's investment objective includes developing and promoting industrial, chemical, and energy-related projects, in the Gulf region, identifying and investing in direct investment opportunities and investing in listed stocks and other financial instruments. Its operating segment includes operating activities and Investment activities. The company has two geographical segments; the Kingdom of Bahrain and the Kingdom of Saudi Arabia.