BNAI (Brand Engagement Network) Debt-to-EBITDA : -0.22 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BNAI Brand Engagement Network Inc BNAI
8 GF Score
Price $14.42
! 2 Warning Signs
View Full Analysis

What is Brand Engagement Network Debt-to-EBITDA?

Brand Engagement Network BNAI -5.19% 8 Debt-to-EBITDA is -0.22 as of Jun. 2026. GuruFocus rates BNAI with a GF Score™ of 8/100. The stock has 2 warning signs investors should review. Among 1,731 Software companies, Brand Engagement Network ranks worse than 57770.02% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Brand Engagement Network's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $1.44 Mil. Brand Engagement Network's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.59 Mil. Brand Engagement Network's annualized EBITDA for the quarter that ended in Jun. 2026 was $-9.15 Mil. Brand Engagement Network's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was -0.22.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Brand Engagement Network's Debt-to-EBITDA or its related term are showing as below:

BNAI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.58   Med: -0.13   Max: -0.11
Current: -0.26

During the past 5 years, the highest Debt-to-EBITDA Ratio of Brand Engagement Network was -0.11. The lowest was -0.58. And the median was -0.13.

BNAI's Debt-to-EBITDA is ranked worse than
100% of 1731 companies
in the Software industry
Industry Median: 0.99 vs BNAI: -0.26

Brand Engagement Network  (NAS:BNAI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Brand Engagement Network Debt-to-EBITDA Related Terms


Brand Engagement Network Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Brand Engagement Network's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Brand Engagement Network Debt-to-EBITDA Chart

Brand Engagement Network Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
0.00 0.00 -0.13 -0.11 -0.58

Brand Engagement Network Quarterly Data
Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 -0.75 -0.28 -0.18 -0.22

BNAI vs RPMT, AGPU, GOAI: Debt-to-EBITDA Comparison

For the Software - Infrastructure subindustry, Brand Engagement Network's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brand Engagement Network Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Brand Engagement Network's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Brand Engagement Network's Debt-to-EBITDA falls into.


BNAI
8GF Score
Brand Engagement Network Inc BNAI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Brand Engagement Network Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Brand Engagement Network's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.102 + 0.31) / -4.172
=-0.58

Brand Engagement Network's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.444 + 0.589) / -9.148
=-0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.22 mean?
Brand Engagement Network (BNAI) has a Debt-to-EBITDA of -0.22 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Brand Engagement Network. According to the industry distribution chart, Brand Engagement Network ranks #999999 out of 1731 companies in the Software industry.
Is Brand Engagement Network's Debt-to-EBITDA too high?
Brand Engagement Network's current Debt-to-EBITDA is -0.22. Based on the distribution chart, Brand Engagement Network ranks #999999 out of 1731 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Brand Engagement Network has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Brand Engagement Network's Debt-to-EBITDA compare to RPMT and AGPU?
According to the Software industry distribution chart, Brand Engagement Network ranks #999999 out of 1731 companies for Debt-to-EBITDA. This places Brand Engagement Network in the lower half of its industry. The industry median Debt-to-EBITDA is 0.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.99, based on 1,731 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Brand Engagement Network. For the Software industry, the median Debt-to-EBITDA is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brand Engagement Network's current Debt-to-EBITDA is -0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brand Engagement Network stock overvalued right now?
Brand Engagement Network (BNAI) has a current Debt-to-EBITDA of -0.22. The current Debt-to-EBITDA is -0.22. Brand Engagement Network's overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Brand Engagement Network (BNAI), the current Debt-to-EBITDA is -0.22 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Brand Engagement Network Business Description

Address 300 Delaware Avenue, Suite 210, Wilmington, DE, USA, 19801
Brand Engagement Network Inc is a generative AI (GenAI) company specializing in conversational AI solutions. Through its secure, human-like AI agents, available in different modalities, the company seeks to transform consumer engagement and elevate customer experience, productivity, and business performance.
8GF Score

Get the complete analysis for BNAI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.42
Price