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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Stellar Capital Services's Debt-to-EBITDA or its related term are showing as below:
BOM:536738'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.12 Med: 0.76 Max: 95.66
Current: 1.5
During the past 13 years, the highest Debt-to-EBITDA Ratio of Stellar Capital Services was 95.66. The lowest was -0.12. And the median was 0.76.
BOM:536738's Debt-to-EBITDA is ranked better than 82.11% of 285
companies
in the Credit Services industry
Industry Median: 8.44
vs BOM:536738: 1.50
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Stellar Capital Services Debt-to-EBITDA Related Terms
Stellar Capital Services Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:536738 vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Stellar Capital Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stellar Capital Services Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Stellar Capital Services's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Stellar Capital Services's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Stellar Capital Services (BOM:536738) has a Debt-to-EBITDA of -0.57 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Stellar Capital Services. According to the industry distribution chart, Stellar Capital Services ranks #51 out of 285 companies in the Credit Services industry, placing it in the top 17.9%.
Is Stellar Capital Services' Debt-to-EBITDA too high?
Stellar Capital Services' current Debt-to-EBITDA is -0.57. Based on the distribution chart, Stellar Capital Services ranks #51 out of 285 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Stellar Capital Services has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stellar Capital Services' Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Stellar Capital Services ranks #51 out of 285 companies for Debt-to-EBITDA. This places Stellar Capital Services in the top 18% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 8.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 8.44, based on 285 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Stellar Capital Services. For the Credit Services industry, the median Debt-to-EBITDA is 8.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stellar Capital Services's current Debt-to-EBITDA is -0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stellar Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Stellar Capital Services (BOM:536738) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹4.75, compared to a current price of ₹6.00 — trading 26.3% above its estimated fair value. The current Debt-to-EBITDA is -0.57. Stellar Capital Services' overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Stellar Capital Services (BOM:536738), the current Debt-to-EBITDA is -0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stellar Capital Services (BOM:536738) Overvalued in 2026?
Based on GuruFocus' analysis, Stellar Capital Services stock appears to be overvalued.
The current stock price of ₹6.00 is trading 26.3% above its estimated GF Value™ of ₹4.75.
GuruFocus considers Stellar Capital Services to be Modestly Overvalued.
Key valuation signals for BOM:536738:
Debt-to-EBITDA: -0.57
GF Value™: ₹4.75 vs. price of ₹6.00 (26.3% above fair value)
No single metric tells the full story. See the BOM:536738 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stellar Capital Services Ltd is a non-banking financial company. The company is engaged in the business of advancing loans. The company generates revenue from the interest on unsecured loans. Company products include Working Capital Loan, Project Finance, Loan Against Property, Project Finance-Real Estate and Structured Finance.
53GF Score
Get the complete analysis for BOM:536738
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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