Veerkrupa Jewellers (BOM:543545) Debt-to-EBITDA : 37.68 (As of Mar. 2026) — 146% Above Median

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BOM:543545 Veerkrupa Jewellers Ltd BOM:543545
66 GF Score
Price ₹0.48
GF Value ₹4.11
Valuation Possible Value Trap
! 5 Warning Signs
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What is Veerkrupa Jewellers Debt-to-EBITDA?

Veerkrupa Jewellers BOM:543545 -4.00% 66 Debt-to-EBITDA is 37.68 as of Mar. 2026, which is 146% above its 10-year median of 15.32. GuruFocus rates BOM:543545 with a GF Score™ of 66/100 and a GF Value™ of ₹4.11 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 910 Retail - Cyclical companies, Veerkrupa Jewellers ranks worse than 98.13% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Veerkrupa Jewellers's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹79.4 Mil. Veerkrupa Jewellers's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹0.0 Mil. Veerkrupa Jewellers's annualized EBITDA for the quarter that ended in Mar. 2026 was ₹2.1 Mil. Veerkrupa Jewellers's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 37.68.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Veerkrupa Jewellers's Debt-to-EBITDA or its related term are showing as below:

BOM:543545' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 6.29   Med: 15.32   Max: 58.48
Current: 58.48

During the past 8 years, the highest Debt-to-EBITDA Ratio of Veerkrupa Jewellers was 58.48. The lowest was 6.29. And the median was 15.32.

BOM:543545's Debt-to-EBITDA is ranked worse than
98.13% of 910 companies
in the Retail - Cyclical industry
Industry Median: 2.29 vs BOM:543545: 58.48

Veerkrupa Jewellers  (BOM:543545) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Veerkrupa Jewellers Debt-to-EBITDA Related Terms


Veerkrupa Jewellers Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Veerkrupa Jewellers's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Veerkrupa Jewellers Debt-to-EBITDA Chart

Veerkrupa Jewellers Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial 13.25 17.39 6.29 34.98 58.48

Veerkrupa Jewellers Semi-Annual Data
Mar19 Mar20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.44 93.43 19.51 148.09 37.68

BOM:543545 vs TPR: Debt-to-EBITDA Comparison

For the Luxury Goods subindustry, Veerkrupa Jewellers's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Veerkrupa Jewellers Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Veerkrupa Jewellers's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Veerkrupa Jewellers's Debt-to-EBITDA falls into.


BOM:543545
66GF Score
Veerkrupa Jewellers Ltd BOM:543545
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Veerkrupa Jewellers Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Veerkrupa Jewellers's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(79.357 + 0) / 1.357
=58.48

Veerkrupa Jewellers's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(79.357 + 0) / 2.106
=37.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 37.68 mean?
Veerkrupa Jewellers (BOM:543545) has a Debt-to-EBITDA of 37.68 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Veerkrupa Jewellers. This is 146% above median its historical median of 15.32. Over the past decade, Veerkrupa Jewellers' Debt-to-EBITDA has ranged from 6.29 to 58.48. According to the industry distribution chart, Veerkrupa Jewellers ranks #893 out of 910 companies in the Retail - Cyclical industry, placing it in the top 98.1%.
Is Veerkrupa Jewellers' Debt-to-EBITDA too high?
Veerkrupa Jewellers' current Debt-to-EBITDA of 37.68 is 146% above median its 10-year median of 15.32. Over the past 10 years, this metric has ranged from a low of 6.29 to a high of 58.48. The Retail - Cyclical industry median Debt-to-EBITDA is 2.29. Veerkrupa Jewellers' value of 37.68 is 1545.4% above this industry median. Based on the distribution chart, Veerkrupa Jewellers ranks #893 out of 910 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Veerkrupa Jewellers has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Veerkrupa Jewellers' Debt-to-EBITDA compare to TPR?
According to the Retail - Cyclical industry distribution chart, Veerkrupa Jewellers ranks #893 out of 910 companies for Debt-to-EBITDA. This places Veerkrupa Jewellers in the lower half of its industry. The industry median Debt-to-EBITDA is 2.29. Veerkrupa Jewellers' value of 37.68 is 1545.4% above this benchmark. Historically, Veerkrupa Jewellers' own Debt-to-EBITDA has ranged from 6.29 to 58.48 over the past decade. While the company's 10-year median is 15.32 vs. the industry median of 2.29, Veerkrupa Jewellers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.29, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Veerkrupa Jewellers's current Debt-to-EBITDA of 37.68 is 1545.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Veerkrupa Jewellers. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Veerkrupa Jewellers's current Debt-to-EBITDA is 37.68, which is 146% above median its own 10-year median of 15.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Veerkrupa Jewellers stock overvalued right now?
Based on GuruFocus' analysis, Veerkrupa Jewellers (BOM:543545) is currently considered Possible Value Trap. The stock's GF Value™ is ₹4.11, compared to a current price of ₹0.48 — trading 88.3% below its estimated fair value. The current Debt-to-EBITDA is 37.68, which is 146% above median its 10-year median of 15.32 and 1545.4% above the Retail - Cyclical industry median of 2.29. Veerkrupa Jewellers' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Veerkrupa Jewellers (BOM:543545), the current Debt-to-EBITDA is 37.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Veerkrupa Jewellers (BOM:543545) Overvalued in 2026?

Based on GuruFocus' analysis, Veerkrupa Jewellers stock appears to be undervalued. The current stock price of ₹0.48 is trading 88.3% below its estimated GF Value™ of ₹4.11. GuruFocus considers Veerkrupa Jewellers to be Possible Value Trap.

Key valuation signals for BOM:543545:

  • Debt-to-EBITDA: 37.68 (146% above median its 10-year median of 15.32)
  • GF Value™: ₹4.11 vs. price of ₹0.48 (88.3% below fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 1545.4% above the Retail - Cyclical median (#893 of 910)

No single metric tells the full story. See the BOM:543545 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Veerkrupa Jewellers Business Description

Address Near Satyam Schoo, Shop No. 7, Vrundavan Residency, Opposite Dharmnath Prabhu Society, Naroda, Ahmedabad, GJ, IND, 382330
Veerkrupa Jewellers Ltd is engaged in the jewellery business including the sale of silver, gold, studded and other jewellery products. The company's jewellery is made of gold, silver, studded and other jewellery products that includes diamond, platinum and other precious and semi-precious stones.
66GF Score

Get the complete analysis for BOM:543545

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹0.48
Price
₹4.11
GF Value